Gain access to the wholesale loan market without having to be a loan professional yourself. Mortgage broker providing clients the best mortgage and refinance rates. That's who Prudential Borrowing is. Saving our clients thousands of dollars is what we do. Once you apply with us you will be given a dedicated loan officer who will walk you through your entire loan process.
Tired of dealing with an assistant, not a loan officer who knows nothing about your loan? Just send us your quote. We only need 20 minutes to look at it and the vast majority of the time, we will beat it. Tired of getting the run around from lenders? We can get a loan commitment within 48 HOURS of your application.
Tired of dealing with an assistant, not a loan officer who knows nothing about your loan? Just send us your quote. We only need 20 minutes to look at it and the vast majority of the time, we will beat it. Tired of getting the run around from lenders? We can get a loan commitment within 48 HOURS of your application.
Services
Refinance Made Simple
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Our Simple Refinance Program Guarantees Fast Friendly Service with a dedicated loan officer to answer all your equations and walk you through the entire process. If you currently have a Fannie Mae or Freddie Mac loan you can possibly qualify for the Gov't sponsored HARP Home Affordable Refinance Program.
Commercial Mortgage
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Has your business overgrown its office location? Are you considering adding a new retail location or manufacturing facility or open a warehouse to house inventory? Prudential Borrowing can help you secure the financing you need for the acquisition, development and construction of commercial properties.
Reverse Mortgage
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Reverse mortgages are FHA insured loans that allow home owners to use the equity in their home to retire more comfortably. Reverse mortgages are available to all homeowners above 62 years old. If you're tired of working but can't afford to retire, this loan option maybe perfect for you. Social security not cutting it?
Financial Tools
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These tools were developed to provide clients with figures that help them make important decisions regarding their mortgages. Use the mortgage calculator to figure out scenarios with different numbers. The glossary gives an extensive list of mortgage and real estate terms that help borrowers stay knowledgeable about the loan process.
FAQs
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It is often said that you should refinance when mortgage rates are 2% lower than the rate you currently have on your loan. Refinancing may be a viable option even if the interest rate difference is less than 2%. A modest reduction in the loan rate can still trim your monthly payment. For example, the monthly payment (excluding taxes & insurance) would be about $770 on a $100,000 loan at 8.5%.
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