Business Details
Your Trusted Independent Insurance Agency in Stephenville, TX
BC Insurance was founded by Brandon and Cindy Carrell to protect families, farmers, and ranchers from financial disaster with integrity and personalized service. With over 20 years of combined experience in the insurance industry, our agency represents top-rated carriers to provide tailored coverage solutions for agricultural, commercial, and personal needs. We prioritize client relationships over transactions, offering expert guidance on farm and ranch insurance, equine mortality, commercial property, and life/health policies.Our team of licensed agents and customer service specialists is dedicated to transparency, community involvement, and continuous education to meet evolving client needs. Headquartered in Stephenville, Texas, we serve local agricultural communities through three office locations, emphasizing operational excellence and a customer-centric approach.
Services
Farm & Ranch Insurance
Equine Mortality Insurance
Commercial Property Insurance
Life Insurance
Crop/Hail Insurance
Livestock Liability Insurance
General Liability Insurance
Commercial Auto Insurance
Highlights and features
- We offer 20+ years of specialized expertise in agricultural insurance.
- Our team provides tailored coverage solutions for unique farm and ranch needs.
- We maintain partnerships with top-rated insurance carriers nationwide.
- Our agents receive ongoing training in agricultural risk management.
- We prioritize community involvement and personalized client relationships.
Services
Farm & Ranch Insurance
Our Farm & Ranch Insurance protects agricultural operations with comprehensive coverage for property, equipment, livestock, and liability. We specialize in tailored policies for crop producers, cattle ranchers, and equine operations. Our team understands the unique risks faced by farmers and ranchers, offering replacement cost coverage, livestock mortality protection, and liability safeguards to ensure business continuity.
Equine Mortality Insurance
Equine Mortality Insurance provides financial protection for horse owners against loss due to death, illness, or injury. We offer policies covering breeding stock, performance horses, and recreational equines. Our specialists understand the value of equine assets, providing coverage options for mortality, major medical expenses, and surgical procedures tailored to individual needs.
Commercial Insurance
Commercial Insurance solutions protect businesses with property, liability, and auto coverage. We serve diverse industries including construction, retail, and professional services. Our policies include commercial property protection, general liability, workers compensation, and umbrella coverage to safeguard against operational risks and ensure business resilience.
Life Insurance
Life Insurance policies provide financial security for families and dependents through term and permanent coverage options. We offer individual, group, and supplemental life insurance products. Our advisors help clients understand policy features, death benefits, and premium structures to create personalized protection plans aligned with long-term financial goals.
Crop/Hail Insurance
Crop/Hail Insurance protects farmers against yield losses from weather events and crop damage. We provide policies covering hail, drought, and other perils affecting agricultural production. Our specialists work with producers to develop risk management strategies that ensure financial stability despite unpredictable growing conditions.
People
Brandon Carrell
Agency Owner
Brandon Carrell has over 20 years of experience in agricultural insurance, specializing in farm and ranch coverage. He mentors agents and develops tailored risk management solutions for agricultural businesses. Brandon actively supports local education and equine sports organizations.
Cindy Carrell
Agency Owner
Cindy Carrell oversees agency operations and carrier relationships with 20+ years in insurance. A licensed life/health and property/casualty agent, she focuses on operational excellence and client advocacy. Cindy serves as treasurer for the Cowboy Capital Professional Rodeo Board.
Ashley Smith
Senior Personal Lines Agent
Ashley Smith specializes in personal lines and animal mortality insurance. With agricultural education experience and 8+ years in insurance, she helps clients understand policy details. Ashley leads Tolar 4-H groups and raises show pigs with her family.
Cassidey Hegar
Farm and Ranch Agent
Cassidey Hegar provides farm and equine insurance solutions while studying business management. She has extensive agricultural experience showing livestock and competing in rodeo events. Cassidey assists clients with home, auto, and equine coverage needs.
Jared Snyder
Farm and Ranch Agent
Jared Snyder holds an Animal Science degree and specializes in agricultural insurance. A former FFA member and cattle producer, he helps farmers and ranchers protect their operations. Jared continues rodeoing while serving Stephenville's agricultural community.
Questions
What types of insurance does BC Insurance Group offer?
We provide farm/ranch, equine, commercial, life/health, and personal lines insurance tailored to agricultural and business needs.
Do you specialize in agricultural insurance?
Yes, our agency focuses on farm, ranch, and equine insurance with specialized coverage for crops, livestock, and equipment.
How do you help clients save on insurance costs?
We compare multiple carriers to find competitive rates while ensuring comprehensive coverage matches your specific needs.
Are you licensed to operate in Texas?
Yes, we're a Texas-licensed independent agency with agents holding proper state certifications for all insurance lines.
Do you have office locations outside Stephenville?
We serve clients through three locations in Stephenville, Breckenridge, and Eastland, Texas.
Can you help with commercial insurance for small businesses?
Yes, we offer commercial property, liability, and auto insurance tailored to protect small businesses across various industries.
Reviews (2)
Alisa LaRue
Nov 26, 2020
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Excellent customer service and always with a smile either on the phone or in person! Great rates and that personal friendliness and real relationship that is often lost in today's business world!
Matthew Saurez
Oct 29, 2020
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Very rude staff in the back, not helpful and was quick to shove me off so someone else can deal with me.
