Business Details
25 Years
experience
Your Trusted Insurance Partner in Richmond, VA
Established in 2001, SMH Insurance has been serving Richmond, Virginia, and surrounding areas with comprehensive insurance solutions. Our expertise spans Medicare, life, health, disability, and group health insurance, supported by our status as an Authorized Independent Anthem Blue Cross and Blue Shield agent. With decades of combined experience, including our president Steven Hughes' 30+ years as a licensed agent, we prioritize personalized service and client education.Our team delivers free, no-obligation quotes and administers policies to ensure seamless enrollment and claims assistance. Recognized as a 2022 Best-Rated Medicare and Life Insurance Agency by Expertise.com, we maintain a commitment to transparency, client satisfaction, and 5-star service, as reflected in our Google reviews.
Services
Term Life Insurance
Medicare Supplement Plans
Group Health Insurance
Final Expense Life Insurance
Long-Term Disability Insurance
Short-Term Health Insurance
Dental Insurance
Medicare Advantage Plans
Self-Funded Group Health Plans
Voluntary Employee Benefits
Details
- Year established: 2001
Highlights and features
- We offer over 20 years of local insurance expertise in Richmond, VA.
- Our team provides personalized policy comparisons across multiple carriers.
- We are an authorized Anthem agent with access to exclusive plan options.
- We guarantee free, no-obligation quotes and ongoing policy support.
- Our 5-star Google reviews reflect our commitment to client satisfaction.
Associations and certifications
- Anthem Blue Cross and Blue Shield
What people say
5-star Google reviews
Personalized service
Extensive options
No-obligation quotes
Expert guidance
Services
Term Life Insurance
Term life insurance provides affordable, temporary coverage for income replacement, debt protection, or family security. Our policies offer customizable terms and death benefits. Clients receive instant quotes from top-rated carriers.
Medicare Supplement Plans
Medicare Supplement Plans cover out-of-pocket costs for Original Medicare. We offer live quotes from 25+ companies, helping clients compare premiums and benefits for optimal coverage.
Group Health Insurance
Group health plans serve businesses with 2-50 employees, offering 400-1,000 plan comparisons. We handle enrollment, terminations, and claims support, ensuring compliance and cost efficiency.
Final Expense Life Insurance
Final expense policies cover funeral costs and end-of-life expenses. Available up to age 85 with simplified or guaranteed issue options, ensuring quick approval and immediate or graded benefits.
Long-Term Disability Insurance
Long-term disability insurance replaces income during extended illness or injury. We compare top carriers to find policies with competitive premiums and comprehensive benefit periods.
People
Steven Hughes
President
Steven Hughes has been a licensed insurance agent in Richmond, VA since 1991. With over 30 years of experience, he specializes in Medicare, life, and health insurance solutions.
Questions
What insurance products do you offer?
We offer term life, Medicare supplements, group health, final expense, disability, dental, and Medicare Advantage plans for individuals and businesses in Virginia.
How can I get a free insurance quote?
Request a no-obligation quote online or by phone. We provide instant term life and Medicare supplement quotes, with personalized comparisons for all products.
Are you an authorized Anthem insurance agent?
Yes, we are an Authorized Independent Anthem Blue Cross and Blue Shield agent, offering their full range of individual and group health insurance plans.
What areas do you serve?
We primarily serve Richmond, Virginia, and surrounding areas, with insurance solutions available to clients statewide.
How long have you been in business?
SMH Insurance Agency has operated in Richmond since 2001, with our president Steven Hughes licensed in the state since 1991.
