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At Panhandle Credit Union, we are held together by our members, essential workers, & business owners, who stop at nothing to serve our community. Panhandle Credit Union is a leading Florida Credit Union with a 5 Star rating by Bauer Financial. We offer a range of financial solutions including Personal Accounts, Business Accounts, Mortgages, Auto Loans, Personal Loans, and more.

Bank with us online or at one of our convenient branches. We provide links to third party websites, independent from Panhandle Credit Union. These links are provided only as a convenience, we do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Panhandle Credit Union.
Services
Savings
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Opening a Share Savings Account establishes your membership in Panhandle Credit Union. A minimum balance of $5.00 is required at all times. This amount buys a share of ownership in the Credit Union. Dividend rates are competitive too! They are paid monthly on an average daily balance of $100.00 or more.
Checking
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Discounted Gift Cards*: You can purchase gift cards worth $25 from well-known merchants for friends, family members or even yourself while enjoying discounts off the face value of each card. Everywhere Cash Savings**: Saving at favorite retailers has never been easier! Members can simply go online and click or print their way to savings.
Telephone Teller
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PAT is your 24-hour telephone teller for Panhandle Credit Union. PAT is conveniently available anytime of the day or night, on weekends, and even on holidays.! You can take care of transactions right over the telephone. Before calling you will need the following information to access your account: 1 Your account number, this is your member number and is printed in the upper right-hand corner of your monthly statement.
Visa Credit
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Panhandle's Visa Classic and Visa Platinum Credit Cards both have excellent features and benefits:. CU Rewards - Earn points every time you use your credit card; redeemable for travel, merchandise, event tickets, and more. You can even donate your Reward Points to a charity. Enroll today with our FREE, easy-to-use app to manage and control your card activity from your mobile device.
Visa Debit
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Your Visa(R) Debit Card from Panhandle Credit Union (PCU) is the perfect way to pay for almost everything, every day - online and in stores and earn valuable points they can be redeemed from our catalog which has the hottest items from the brands you love. Let your points help you escape the everyday and redeem for a trip of a lifetime or a weekend getaway or for major retail gift cards!
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