To be better for our members by making a positive difference in their lives and in the communities we serve. Credit Unions are not for profit financial cooperatives built to improve the financial lives of the members they serve. Unlike banks, we have no outside stockholders, so we operate solely for the benefit of our members.
Because of this structure and focus, we typically charge fewer fees than banks, in addition to having competitive rates. A recent independent study revealed we save members an average of $353 per year as compared to banks in our markets. If you live, work, or even have a relative in one of our 40 southern Indiana and northern Kentucky membership counties, you can be a member, too!
Because of this structure and focus, we typically charge fewer fees than banks, in addition to having competitive rates. A recent independent study revealed we save members an average of $353 per year as compared to banks in our markets. If you live, work, or even have a relative in one of our 40 southern Indiana and northern Kentucky membership counties, you can be a member, too!
Services
Contact
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To activate your personal credit or debit card, set or change your PIN, or if you have issues with your card, call: 800.862.0760. We will respond to your email within one business day. If you are sending secure documents or personal information, such as your account number, please use the Secure Messages option to the left.
Rates
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The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit. Methodology: The national average credit card APR is comprised of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers.
Greater Option GO Loans
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Greater Option, or GO Loans, from Hoosier Hills Credit Union were built to get you into your next home purchase more easily. Now, high down payments and credit scores that aren't yet where you might want them to be no longer stand in your way. Purchase, refinance or convert equity into available funds.
Home Loan
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Use the benefits of your Credit Union membership to finance your home at great rates and with lower fees. We make our decisions locally, allowing us to get to know your situation and provide quick turnaround time on approvals. Plus, we service our loans locally. We'll be with you from your first questions to your last payment.
Fixed Home Equity Loan
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Whether you have unexpected bills or would like to improve the value of your home, our lending experts can help you determine your best opportunities. Home Equity Loans allow you to use the value in your home to bridge financial gaps at lower rates than credit cards or unsecured loans. And with our competitive rates, low fees, and commitment to serving our members, we can help you turn your opportunity into a success story!
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