Business Details
21 Years
experience
Your Trusted Partner for Financial Planning Solutions
Bristol Financial has been a trusted partner in financial planning since 2005, building on decades of combined expertise from our leadership team. Our firm specializes in retirement planning, asset management, and personalized investment strategies tailored to individuals, families, and business owners. With a focus on tax-efficient solutions and risk management, we prioritize client needs through a fiduciary approach grounded in transparency and integrity.Our team includes Certified Financial Planners and industry veterans who bring decades of experience in navigating market complexities while maintaining compliance with FINRA and SEC regulations. We serve clients across New York and beyond, offering access to a wide range of financial products and advisory services backed by strategic partnerships with leading institutions.
Services
Retirement Planning
Asset Management
Life Insurance
College Planning
Employee Benefits
Estate Planning
Tax Strategies
Investment Advisory
Details
- Year established: 2005
Highlights and features
- We offer over 50 years of combined leadership experience in financial planning.
- Our team includes Certified Financial Planners with specialized tax expertise.
- We provide fiduciary advisory services with transparent fee structures.
- Our strategic partnerships enable access to institutional-grade investment products.
- We maintain rigorous compliance with SEC and FINRA regulatory standards.
Associations and certifications
- FINRA
- SIPC
What people say
Professionalism and commitment
Comprehensive financial approach
Transparent communication
Market expertise
Personalized strategies
Services
Retirement Planning
We develop customized retirement plans using 401(k), IRA, and non-qualified vehicles. Our approach combines tax optimization with risk management to ensure long-term financial security. Clients benefit from ongoing portfolio adjustments aligned with evolving market conditions and personal goals.
Asset Management
Our asset management services focus on diversified portfolio construction and active risk monitoring. We employ modern portfolio theory principles while maintaining flexibility for individual client needs. Regular performance reviews ensure alignment with stated investment objectives and risk tolerance levels.
Estate Planning
We create comprehensive estate plans incorporating trusts, wills, and tax-efficient gifting strategies. Our solutions protect client assets while facilitating smooth intergenerational wealth transfer. We coordinate with legal professionals to ensure proper implementation of estate documents.
Employee Benefits
We design retirement and insurance programs for businesses, including 401(k) plans and executive compensation structures. Our consulting services help employers attract talent while meeting regulatory requirements. We provide ongoing plan administration support and compliance monitoring.
Investment Advisory
Our advisory services cover mutual funds, annuities, and individual securities. We offer both discretionary and non-discretionary management options with transparent fee structures. Clients receive regular market updates and personalized investment recommendations based on comprehensive financial assessments.
People
Michael Hartzman
President, CFP
Certified Financial Planner with 30+ years of experience in retirement planning and asset management. Teaches financial planning at C.W. Post/LIU and authors industry publications.
Randi Mason
Chief Compliance Officer
Over 25 years in financial services compliance, managing regulatory requirements and office operations since joining in 2002.
Donna Datre
Controller
35+ years in financial operations, managing accounting processes and budgets since joining the founding partner in 1984.
Amanda Khait
Financial Advisor
Licensed insurance broker and Series 7/99 professional managing Raymond James accounts with specialized expertise in retirement products.
Frank Loria
Registered Rep
Former business owner providing personalized financial advice, leveraging entrepreneurial experience to understand client needs and objectives.
Questions
What financial planning services do you offer?
We provide retirement planning, estate strategies, asset management, and business benefit programs tailored to individual and corporate clients.
How are your investment advisory fees structured?
We use transparent fee structures based on assets under management, with no hidden charges or commission-based product incentives.
Can you help with 401(k) plan administration?
Yes, we offer complete 401(k) plan design, implementation, and ongoing compliance support for small to mid-sized businesses.
What makes your firm different from banks?
As independent advisors, we offer broader product access and personalized strategies without proprietary product limitations or conflicts of interest.
How do you handle market volatility?
We employ diversified portfolios with active risk management, regularly rebalancing to maintain alignment with client goals and risk tolerance levels.
Do you work with out-of-state clients?
Yes, we serve clients across multiple states through virtual consultations and digital document management systems.
