Members Credit Union
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The first step to joining Members CU is to open an account. Fill out an application at your convenience. An MCU team member will review your submission during our normal business hours and email you when your application is complete. Don't forget to upload your valid photo ID. Manage all of your accounts, pay bills online, transfer funds and more with MEMCU Online!

To enroll you must be an MCU member.
Services
Branches & ATMS
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Map out the most convenient way to access your account by typing in your location's address, the city, and state, or just the zip code. The interactive map will pull up all Members CU branch locations, surcharge-free ATMs and CO-OP Shared Branch or ATM locations within five to fifty miles from your address.
FAQs
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Our mailing address is P.O. Box 5297, Winston-Salem NC, 27113. Find addresses, driving directions and contact info for all of our branch locations by visiting the Branch and ATM page. When does MCU charge a late payment fee if I don't pay my loan on time and how much do they charge? You will be charged a fee that equals 3% of the amount overdue if a monthly payment is not made within 15 days of the due date.
Membership
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Joining our credit union is painless and convenient. Check your membership eligibility and have your photo I.D. ready. You may visit any of Members CU's Branch locations during normal business hours, contact your employer's HR Department or Members CU Sponsor Representative (if employed by a Sponsor Company), or call our Member Service Department at 800-951-8000.
MCU Auto Buying Service
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Members CU offers you a better way to buy a new car without the burdensome task of searching dealerships for the right car at the best price. MCU Auto Buying Service is an exclusive member benefit that takes care of all the legwork that comes with searching for a new car. Call your local MCU branch loan officer, dial 800-951-8000 to speak to a corporate loan officer, or call the auto buying service directly at 800-231-0422.
Learn
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Want to know what credit unions are all about? Or maybe you are looking for financial guidance or need help with our online services. Members CU can point you in the right direction. Whether you're teaching your son or daughter the importance of personal financial management or looking to learn for yourself, Members CU will help you every step of the way.
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