Business Details
15 Years
experience
Trusted Financial Advisers for Military Professionals
CL Sheldon was founded in 2011 with a mission to serve military professionals and their families through fee-only financial planning and wealth management. Our team dedicates itself to staying current with military and veterans benefits to ensure personalized, comprehensive plans that address each client's unique circumstances. We uphold the fiduciary standard, prioritizing client interests in every decision to help families achieve their financial goals. With decades of combined experience, our advisors specialize in risk management, investment strategies, tax planning, and retirement solutions tailored to active duty and retired military members. We integrate military-specific benefits like Survivor Benefit Plans and Death Gratuity into holistic financial strategies, ensuring clients maximize their resources while minimizing tax liabilities.Our approach emphasizes diversified portfolios, behavioral finance, and long-term tax efficiency, particularly during career transitions. As recognized experts, we provide educational resources, including Curt Sheldon's book *Well & Faithfully Discharged*, and offer tax preparation services focused on military-specific scenarios. Our commitment to excellence is reflected in our credentials, including CFP, ChFC, and EA designations, and our team's deep understanding of military life through personal service and family connections.
Services
Risk Management
Investment Management
Military Tax Planning
Military Retirement Planning
Estate Planning
Tax Preparation
College Planning
Financial Education
Wealth Management
Behavioral Finance Coaching
Details
- Year established: 2011
Highlights and features
- We uphold the fiduciary standard, prioritizing client interests above all.
- Our team holds elite certifications including CFP, ChFC, and Enrolled Agent designations.
- We specialize in military-specific financial planning with decades of institutional knowledge.
- Our advisors include former military personnel and spouses with firsthand service experience.
- We offer comprehensive tax preparation focused on active and retired military scenarios.
Associations and certifications
- CFP Board
- National Association of Tax Professionals
Services
Risk Management
We help military families protect against financial risks from premature death, disability, or long-term care needs. Our planning incorporates Survivor Benefit Plans, Death Gratuity, and veterans survivor benefits to ensure loved ones' financial security. This service helps clients understand coverage gaps and implement appropriate safeguards.
Investment Management
We create diversified portfolios focused on tax efficiency and expense control. Our approach emphasizes strategic rebalancing and behavioral finance principles to align risk tolerance with market fluctuations. This service helps clients build wealth through disciplined investment strategies tailored to their military career timelines.
Military Tax Planning
We specialize in military-specific tax scenarios, including combat pay exclusions and transition-related tax liabilities. Our expertise helps clients minimize tax burdens during career changes and retirement. This service ensures compliance while maximizing after-tax income through proactive planning.
Military Retirement Planning
We coordinate military retirement benefits with civilian career transitions and veteran disability compensation. Our planning includes tax-efficient retirement account strategies for business owners. This service helps clients navigate complex benefit integration during their second retirement.
Estate Planning
We help clients organize comprehensive estate plans that minimize probate burdens and incorporate charitable intentions. Our approach ensures smooth asset transfer while addressing military-specific considerations. This service provides peace of mind through organized succession documentation.
People
Curtis Sheldon
President, Lead Planner
27-year Air Force veteran and CFP practitioner with expertise in military retirement planning. Author of *Well & Faithfully Discharged* and frequent speaker at military transition events. Holds MBA in financial planning.
Tonia Peasley
Director of Client Engagement
22-year military spouse with AFC and ChFC certifications. Specializes in client education and transition planning. Brings firsthand understanding of military family financial challenges through 20 relocations.
Tyler West
Associate Financial Planner
Army veteran and CFP candidate with decade of financial services experience. Focuses on college planning and financial education for military families. Holds master's in personal financial planning.
Dana Fairchild
Tax Resolution Specialist
Former IRS employee and Enrolled Agent with 12 years of tax collection expertise. Serves as military tax resolution specialist with combat experience in Operation Iraqi Freedom.
Jada Mynhier
Client Service Associate
Naval military spouse with MBA in business administration. Supports client operations while bringing firsthand experience with military family financial logistics.
Questions
What financial services do you offer military officers?
We provide comprehensive planning including retirement transition, tax optimization, investment management, estate planning, and military benefit integration tailored to active and retired officers.
How are you different from other financial advisors?
Our team includes military veterans and spouses with firsthand experience. We specialize exclusively in military financial scenarios and maintain elite certifications like CFP and Enrolled Agent.
Do you work with overseas military personnel?
Yes, we serve clients stationed overseas through virtual consultations and digital document management systems, maintaining compliance with international financial regulations.
How do you handle military retirement planning?
We coordinate military pensions, VA benefits, and civilian career transitions while optimizing tax efficiency. Our approach includes Survivor Benefit Plan analysis and disability compensation integration.
What tax services do you provide?
We specialize in military-specific tax scenarios including combat pay exclusions, state residency issues, and transition-related tax liabilities with expert preparation services.
What credentials does your team hold?
Our advisors hold CFP, ChFC, AFC, and EA designations. Tax specialists maintain Enrolled Agent status and National Association of Tax Professionals certifications.
