Business Details
Your Trusted Financial Advisors in Portland, ME
WealthSmith Financial Planning has been dedicated to providing comprehensive financial advisory services since our founding. Our team of certified professionals brings decades of combined experience in retirement planning, wealth management, and fiduciary investment advisory services. We specialize in creating tailored financial strategies for individuals and business owners, focusing on long-term financial independence through tax-efficient planning, estate conservation, and risk management. Our commitment to fiduciary standards ensures that client interests always come first, supported by continuous education and adherence to evolving industry regulations.We maintain strong community ties through local nonprofit involvement and professional networking, while our affiliation with Cambridge Investment Research provides access to a wide range of investment solutions. Our practice emphasizes transparent communication, personalized service, and ongoing support throughout all phases of our clients' financial journeys.
Services
Financial Planning
Retirement Planning
Investment Advisory
Estate Planning
Tax Strategies
Medicare Planning
Business Succession
Asset Management
Risk Management
Wealth Conservation
Highlights and features
- We offer 25+ years of experience in fiduciary financial planning
- Our team holds prestigious industry certifications including CFP, ChFC, and AIF
- We maintain transparent fee-based advisory services with no hidden costs
- Our comprehensive approach addresses all aspects of financial wellness
- We're deeply committed to community service through local nonprofit partnerships
Associations and certifications
- Cambridge Investment Research Inc
- Certified Financial Planner (CFP)
- Chartered Financial Consultant (ChFC)
- Accredited Investment Fiduciary (AIF)
What people say
Trusted advisor
Long-term relationships
Transparent communication
Community involvement
Personalized approach
Services
Financial Planning
Our comprehensive financial planning service creates customized strategies for individuals and business owners. We analyze cash flow, retirement goals, tax situations, and estate plans to develop holistic solutions. Our fiduciary approach ensures recommendations align with your specific objectives while maintaining compliance with evolving regulations.
Retirement Planning
Specializing in retirement income strategies, we help clients transition from wealth accumulation to sustainable income distribution. Our approach considers pension options, Social Security optimization, and tax-efficient withdrawal strategies to ensure financial security throughout retirement years.
Investment Advisory
We provide fiduciary investment advisory services with access to diverse investment vehicles through Cambridge Investment Research. Our team creates customized portfolios based on risk tolerance, time horizons, and financial goals while maintaining transparent fee structures and regular performance reporting.
Estate Planning
Our estate planning service focuses on wealth preservation and intergenerational transfer strategies. We coordinate with legal professionals to implement tax-efficient solutions for asset distribution while ensuring business succession plans protect family legacies.
Medicare Planning
We specialize in Medicare coverage analysis and supplemental insurance planning. Our service helps clients understand Part C & D options while integrating healthcare costs into comprehensive retirement income strategies.
People
Gary Smith
Founder & Financial Advisor
With over 25 years of experience, Gary Smith is a Certified Financial Planner, Chartered Financial Consultant, and Accredited Investment Fiduciary. He holds FINRA Series 7, 63, and 65 registrations and has dedicated his career to helping clients achieve financial independence through transparent, fiduciary-driven advice.
Questions
What financial services do you specialize in?
We specialize in comprehensive financial planning, retirement income strategies, estate conservation, tax-efficient investing, and business succession planning for individuals and business owners.
How does your consultation process work?
We begin with a free 30-minute consultation to understand your goals, followed by a three-meeting planning process that includes strategy development, implementation, and ongoing monitoring.
Are you a fiduciary financial advisor?
Yes, we are fiduciaries under the Investment Advisors Act of 1940 and Certified Financial Planners, meaning we always act in your best interest with full transparency.
What areas do you serve?
While based in Portland, Maine, we serve clients throughout Maine, New Hampshire, and additional states including California, Florida, and Texas through our registration network.
How are your services compensated?
We offer fee-based advisory services with transparent pricing, avoiding commission-based products to maintain our fiduciary commitment to unbiased financial recommendations.
