Business Details
49 Years
experience
Your Trusted Insurance Partner in Corpus Christi, TX
Established in 1977, Kramer Insurance Agency has served Texas businesses and individuals for over 44 years as an independent insurance brokerage. Our Corpus Christi-based team specializes in commercial and hard-to-place risks, offering tailored insurance solutions for businesses, high-net-worth individuals, and property owners. We represent multiple carriers including Progressive and Texas Mutual, providing access to diverse coverage options.Our approach emphasizes relationship-building to ensure clients receive personalized service during policy acquisition and claims resolution. With expertise in builders risk, commercial property, and liability insurance, we help clients identify unique risks and implement protective strategies. Our commitment to exceptional customer service has earned us recognition as a trusted insurance leader in Texas.
Services
Business Insurance
Commercial Property
Builders Risk
High Net Worth
Flood Insurance
Contractor Insurance
Restaurant Insurance
Nightclub Insurance
Commercial Bonds
Workers Compensation
Details
- Year established: 1977
Highlights and features
- We offer 44+ years of experience in Texas insurance markets
- Our independent brokerage provides access to multiple carriers
- We specialize in hard-to-place commercial risk solutions
- Our team focuses on personalized service throughout policy lifecycle
- We maintain strong relationships with Texas-based insurance providers
What people say
Unparalleled customer service
Trusted insurance solutions
Family-owned operation
Helpful with new businesses
Hard-to-place risks
Services
Commercial Property
Commercial property insurance protects Texas businesses' physical assets including equipment, inventory, and buildings. Our policies cover fire, vandalism, and weather damage while offering customizable endorsements for specific risks. With expertise in Corpus Christi's coastal environment, we help businesses secure appropriate coverage limits for their property investments.
Builders Risk
Our builders risk insurance provides coverage for construction projects during development. This specialized policy protects against damage to materials, equipment, and structures during various construction phases. We work with contractors to tailor coverage for unique project requirements across Texas.
Workers Compensation
Mandatory workers' compensation insurance covers job-related injuries and illnesses for Texas employers. Our policies provide medical expense coverage and wage replacement while protecting businesses from legal liabilities. We help clients navigate state requirements and maintain compliance.
Liquor Liability
Liquor liability insurance protects Texas establishments serving alcohol from damages caused by intoxicated patrons. Our coverage includes legal defense costs and settlement expenses. We provide risk management guidance to help businesses minimize alcohol-related incidents.
Cyber Liability
Cyber liability insurance addresses risks from data breaches and cyber attacks. Our policies cover notification costs, legal fees, and credit monitoring services. We help Texas businesses implement protective measures against digital threats to sensitive customer information.
Questions
What types of business insurance do you offer?
We provide commercial property, builders risk, liability, workers compensation, and specialized coverage for restaurants, nightclubs, and contractors across Texas.
Do you offer personal insurance policies?
Yes, we offer high-net-worth home insurance, flood coverage, and personal property insurance tailored to Texas residents' needs.
How quickly can I get insurance quotes?
Our Corpus Christi team provides personalized insurance quotes within one business day after receiving your specific requirements.
Can you help with hard-to-place insurance risks?
With 44+ years of experience, we specialize in finding coverage solutions for challenging commercial risks through our carrier partnerships.
What areas do you serve?
While based in Corpus Christi, we provide insurance solutions to businesses and individuals across the entire state of Texas.
How do I file an insurance claim?
Visit our Service Center online or contact our Corpus Christi office directly to report claims and receive guidance through the entire process.
Reviews (7)
Sabra Ott
Sep 13, 2021
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Mickey Kramer is very professional and very helpful and he's fast!!! Highly Recommend Kramer Ins for all your Insurance needs!
Stephanie Kenigsberg
Oct 13, 2019
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Kramer Insurance has taken care of our insurance needs for years. Hurricane Harvey, however, proved what kind of agents we really had. As soon as we were allowed back in our home Mike Kramer was at our house and business. He answered many many calls and questions at all times of the day and night. He was there for us when we needed him. Everyone should have an agent like Mike.
Mosquito Hunters
Sep 15, 2019
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Mickey can help you with a number of different plans. As a new business in Corpus Christi, he has been very inviting and helpful in getting my business established in town.
Kristi Coles
May 13, 2019
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Kramer Insurance is family owned and operated since 1977 and is the only place I trust with my insurance needs. They are the best!!!!
Felix Brown
Oct 18, 2017
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Mickey was the most help ever! We were not covered and we never even knew it. Thanks, we went over with our other companies paperwork and found out we were not even covered with General liability. Thank for makings sure we are NOW covered!
Denise Luna
Oct 01, 2017
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Highly recommended and very helpful. I did not know how uninsured i was till we talked to Mickey. Very nice people
Beniah James
Jul 30, 2016
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They never change my address and resulted in nonpayment and they charge me for back payment poor service
