Business Details
50+ Years
experience
Your Trusted Financial Partner in Narrows, VA
Celco Community Credit Union has served the financial needs of our community since August 28, 1956. Originally established as Celco Employees Federal Credit Union at the Celanese plant in Narrows, VA, we relocated to our current Narrows location in 1985 and expanded our membership to include the broader Giles County community. In 2014, we opened a second branch in Pembroke, Virginia, and further expanded our service area in 2024 to include surrounding regions. Our core mission remains focused on promoting financial wellness through payroll-deduction savings programs, competitive loan rates, and comprehensive financial services tailored to member needs. With over six decades of local expertise, we combine deep community roots with modern financial solutions to help members achieve their goals.Our experienced team understands the unique economic landscape of Southwest Virginia and delivers personalized service that reflects our commitment to member success. As a member-owned cooperative, we prioritize transparency, ethical practices, and reinvestment in the communities we serve. Our physical locations and ATMs across Giles County ensure convenient access to banking services, while our digital platforms provide 24/7 account management capabilities. Through continuous innovation and adherence to cooperative principles, we maintain our position as a trusted financial partner for individuals and families in our region.
Services
Auto Loans
HELOC
Savings Accounts
Personal Loans
Online Banking
Financial Education
ATM Services
Loan Applications
Details
- Year established: 1956
Highlights and features
- We offer payroll-deduction savings programs for automatic wealth building
- Our loan portfolio includes rates as low as 3.74% APR for RV financing
- Local decision-making ensures personalized service for Southwest Virginia residents
- We maintain physical branches and ATMs across Giles County for convenient access
- Financial education resources help members make informed money management decisions
Associations and certifications
- NCUA
Services
Auto Loans
Our auto loan program offers competitive rates starting at 4.49% APR for new vehicles. We provide financing options for both new and used cars with flexible terms up to 72 months. Our local loan officers work directly with members to find the best financing solution for their specific needs and budget.
HELOC
Home Equity Lines of Credit (HELOC) start at 7.25% APR with variable rates. This revolving credit line allows homeowners to access funds for home improvements, debt consolidation, or major expenses. Our program offers draw periods up to 10 years with competitive terms.
Savings Accounts
Regular share accounts require only $5 to open with tiered dividend rates based on balance. Members benefit from payroll deduction options for automatic savings growth. Our accounts are federally insured up to $250,000 through NCUA coverage.
Personal Loans
Unsecured personal loans available with rates starting at 10.50% APR. Loan amounts up to $25,000 with terms up to 60 months. No collateral required for qualified borrowers with strong credit history and stable income.
Online Banking
24/7 account access includes bill payment, mobile check deposit, account transfers, and loan applications. Our secure platform features real-time transaction tracking and customizable financial alerts for effective money management.
Questions
How do I become a member of Celco Community Credit Union?
Membership requires living or working in Giles County or surrounding areas. Visit our website to check eligibility or contact us directly for specific requirements.
What loan types are available through Celco CCU?
We offer auto loans, HELOCs, personal loans, RV/ATV financing, and signature loans with competitive rates starting as low as 3.74% APR.
Are my deposits insured at Celco Community Credit Union?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
Do you offer online banking services?
Yes, our digital banking platform provides 24/7 account access for bill payment, mobile deposits, transfers, and loan applications through a secure mobile app.
Where are your branch locations?
We have two full-service branches at 3381 Virginia Avenue in Narrows and 5862 Virginia Avenue in Pembroke, Virginia, with multiple ATMs across the region.
Reviews (5)
Wale Ogunleye
Jan 16, 2022
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Binmarlan Embee
Jan 02, 2022
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Mahmud Musa Kagarko
Dec 31, 2021
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Donald Thi Nguyen
Sep 18, 2021
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Zach Elmore
Jul 20, 2021
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Wow, when I walked into this establishment I thought, I guess this is just another ordinary bank but BOY WAS I WRONG. I am impressed with their phenomenal service. I would give 10 stars, but they only gave me 5. I highly recommend!