Business Details
Your Trusted Partner for Fee-Free Financial Solutions
Amplify Credit Union has been a cornerstone of fee-free banking in Texas since its inception, offering a comprehensive suite of financial services designed to empower individuals and businesses. Our commitment to eliminating traditional banking fees stems from a belief that financial institutions should prioritize member success over profit margins. With over five decades of combined experience among our leadership team, we specialize in mortgage lending, commercial banking, and personalized financial solutions tailored to Texas residents.Our award-winning loan officers bring deep expertise in navigating complex financial landscapes, ensuring clients receive transparent, ethical guidance throughout their banking journey. As a NCUA-insured institution, we maintain rigorous compliance standards while fostering community growth through financial education initiatives and support for local homeownership programs. Our digital platforms provide 24/7 account access, complemented by in-person services at strategically located branches across Central Texas.
Services
Mortgage Loans
Business Banking
Auto Loans
Wealth Management
Credit Cards
Home Equity Loans
Personal Loans
Commercial Loans
Online Banking
Financial Counseling
Highlights and features
- We offer 100% fee-free banking services with no hidden charges
- Our award-winning loan officers average 15+ years in Texas mortgage lending
- NCUA-insured accounts protect members' deposits up to $250,000
- Dedicated commercial banking specialists serve Texas businesses of all sizes
- Community-focused financial education programs support local homeownership
Associations and certifications
- NCUA
What people say
Fee-free banking
Knowledgeable professionals
Excellent customer service
Community-focused approach
Satisfying experiences
Services
Mortgage Loans
Amplify offers comprehensive mortgage solutions including 15/30-year fixed, adjustable-rate, and government-backed loans. Our Texas-based loan officers provide personalized guidance through every step of the homebuying process. Competitive rates and flexible terms help first-time buyers and experienced homeowners achieve their real estate goals while maintaining strict NCUA compliance standards.
Business Banking
Fee-free commercial banking services include treasury management, business checking, and high-yield savings accounts. Specialized solutions for Texas businesses with revenue over $5M include ACH origination and remote deposit capture. Dedicated relationship managers provide tailored financial strategies for corporate clients while maintaining regulatory compliance and security standards.
Wealth Management
Partnering with CUSO Financial Services, we offer retirement planning and investment management through licensed advisors. Services include portfolio diversification, tax-efficient strategies, and estate planning tailored to Texas residents. Our approach combines local market knowledge with national investment resources to help members achieve long-term financial security.
Online Banking
24/7 digital banking platform enables account management, bill payment, and loan applications from any device. Features include real-time transaction monitoring, mobile check deposit, and secure messaging with banking professionals. The user-friendly interface maintains enterprise-grade security while providing seamless access to all Amplify financial products.
Credit Cards
Reward and secured credit card options designed for various credit profiles. Partnerships with Elan Financial Services provide cashback rewards, low APR options, and credit-building tools. Cards integrate with digital banking platforms for spending tracking and budget management while maintaining strict fraud protection protocols.
People
Kendall Garrison
CEO
With over 25 years in financial leadership, Kendall Garrison drives Amplify's fee-free banking model. A recognized industry expert, he prioritizes member advocacy and community development through strategic partnerships and innovative financial solutions.
Julie Macaluso
VP of Commercial Banking
Julie Macaluso leads commercial banking with 20 years of experience in business finance. She specializes in treasury management solutions for Texas businesses, focusing on streamlining financial operations and regulatory compliance for corporate clients.
Corey Griffin
Mortgage Loan Originator
NMLS #1811549 Corey Griffin has facilitated thousands of Texas home purchases since 2012. His client-first approach emphasizes financial education and personalized mortgage solutions for first-time and experienced homebuyers.
Yvonne Case
VP Real Estate Production
With 22 years in mortgage industry leadership, Yvonne Case oversees Amplify's award-winning loan team. She specializes in training loan officers and developing community-focused homeownership programs across Texas markets.
Tonya Wynn
Commercial Banking Specialist
Tonya Wynn brings 9 years of commercial banking expertise to Amplify. She focuses on implementing treasury management solutions and providing personalized banking support for Texas businesses seeking growth opportunities.
Questions
What makes Amplify's banking truly fee-free?
We eliminate standard banking fees including account maintenance, overdraft, and transaction charges. Our commitment extends to commercial services with free treasury management for qualified businesses.
How do I qualify for mortgage loans?
Qualification considers credit history, income verification, and debt-to-income ratio. Our loan officers work with first-time buyers and experienced homeowners across Texas.
Can out-of-state members access services?
While headquartered in Texas, we serve members nationwide with digital banking access and loan products available to qualified applicants in all 50 states.
What commercial services do you offer?
Our commercial banking suite includes business checking, high-yield savings, ACH origination, remote deposit capture, and treasury management solutions with no service fees.
How does Amplify support local communities?
We invest in Texas through financial literacy programs, affordable housing initiatives, and partnerships with local organizations supporting economic development and homeownership.
Videos
Reviews (7)
R. D.
Feb 03, 2022
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I have banked here for years. Im shocked to see that it gets three stars. Thats ridiculous. This is an incredibly amazing bank! They refund your ATM fees! Ive never logged in and found some mystery charge because some dishonest employee signed me up for some program I never agreed to. The tellers are always in a good mood and really kind. Has the line sometimes wrapped around to Timbuktu because of the pandemic?Yes! What do you know, its a pandemic. I leave and come back at another time.
Eric Thomas
Feb 01, 2022
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I live in Round Rock so I normally would go to the La Frontera location, but they are Temporary closed. The folks at 2800 Esperanza Crossing, Austin TX 78758 were AWESOME. I was in and out A LOT faster than I thought I would be. Great job TEAM!!
Alfred Engstrand
Jan 27, 2022
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Since Covidt, the lobby has been closed , so the drive through has been SUPER LONG, I get it but I lost the warmth feeling of family. I knew names, they knew me as a business owner. Now its all done on cell phones, Amplify has lost me in service.
so now there is no loyalty, so I opened my business at RFBCU and I am able to walk in the lobby, they say hello to me and treated like family. Sorry Amplify, 20 years down the drain.
so now there is no loyalty, so I opened my business at RFBCU and I am able to walk in the lobby, they say hello to me and treated like family. Sorry Amplify, 20 years down the drain.
Jan Leavelle
Jan 20, 2022
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I've been a member of Amplify Credit Union since 1986. They've always met my banking needs and have been great to deal with. I've never had the need to change banking institutes.
Vijay Lobo
Jan 10, 2022
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I was told by Yuli that I am going to get updates on the concern I had on the transaction decline, I was promised either Yuli will call or the Manager will call and talk to me. But I have not heard from anyone. So it's a total waste of my time and energy but the issue still remains and the level of confidence with Amplify plunges! I am not sure why the survey is asked if the commitment is not met?
Gus Kane
Dec 13, 2021
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Year 2021 not so lucky using my credit cards four or five times they were compromised by thieves getting my cards information. In all cases I was not found at fault and fraudulent charges were reimbursed. Thanks to the diligent work the people of my credit union and credit card investigators. Thanks...
Vanessa Simon
Nov 25, 2021
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Randomly closed AGAIN! I cant get business done with current operations. Ive banked here for 25 years but looking to switch after seeing their Covid operations!!! Over a year now and everything I try to get done that is important and involves my money I cant get done or have to jump through numerous hoops. Theyve shut down locations, locked the doors, made us make appointments for everything. I just want access to my funds so I can get my job and other businesses done. If HEB employees can work so can our banks. Over it!
