The Steadman Law Firm, P.A., bankruptcy attorney Charleston, S.C., serves clients throughout the Lowcountry, including the communities of Edisto Island, Charleston, Daniel Island, Goose Creek, Hanahan, Isle of Palms, Ladson, Moncks Corner, Mount Pleasant, North Charleston, St. Andrews, Sullivan's Island, Summerville, West Ashley, Myrtle Beach, Georgetown, Conway, Walterboro and Cottageville, as well as Berkeley County, Beaufort County, Charleston County, Colleton County, Dorchester County, Horry County and Georgetown County.
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About Us
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With more than 40 years' experience in the practice of law, Richard A. Steadman Jr. comes from a diverse legal background that includes bankruptcy, real estate, wills and probate, personal injury, general civil litigation, divorce, business law and working as the in-house lawyer for a major South Carolina credit union.
Bankruptcy
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If you are having trouble keeping up with your bills and may be facing foreclosure or repossession action, bankruptcy may be the right solution to get you back on the right path. At the Steadman Law Firm, P.A., our bankruptcy lawyer works with clients throughout the Lowcountry to find the debt relief solution that meets their needs.
Bankruptcy After Divorce
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There are many people who find themselves in financial difficulty after a divorce. In some cases, the couple's joint income is enough to support one household, but, separately, they are often not able to make ends meet. In other cases, the financial burden created by the divorce agreement is sometimes too much to bear.
Chapter 7 Bankruptcy
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Chapter 7 bankruptcy can be used to give you a fresh start. It will typically discharge, settle, and release you from all your debts. There are some exceptions for certain types of debts, however, including taxes, student loans, and domestic support obligations. In order to qualify for Chapter 7, you must pass a bankruptcy means test.
Chapter 13 Bankruptcy
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Chapter 13 bankruptcy can be a good debt relief option for people who have a steady income but just can't keep up with their monthly bills. Also referred to as a wage earner plan, Chapter 13 is a type of debt reorganization that allows you to repay your debt over a three- to five-year period according to a court-approved repayment plan, often at more favorable rates and a lower principal designed to fit into your budget.
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