Over the years, the credit union has made many changes including names and slogans. Our credit union currently holds a community charter and is now a state regulated financial institution. First Imperial Credit Union was the first credit union established in the Imperial Valley, and we have been serving members now for more than 75 years.
One thing we will never change is the credit union philosophy "People helping people". We invite you to come and experience the First Imperial Credit Union difference where "We're more than a bank, we're your credit union." First Imperial Credit Union is proud to share our rich history, strong core values, and continued growth through our Annual Report.
One thing we will never change is the credit union philosophy "People helping people". We invite you to come and experience the First Imperial Credit Union difference where "We're more than a bank, we're your credit union." First Imperial Credit Union is proud to share our rich history, strong core values, and continued growth through our Annual Report.
Services
Checking
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24/7 account access with eServices including Online and Mobile banking, Bill Pay and eStatements*. A direct deposit is defined as a member's salary or wages, Social Security, pension, or other regular fixed income electronically deposited through the Automated Clearing House (ACH) network by an employer or an outside agency.
Retirement
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Advantage of getting taxed only once, rather than twice (or more) as with a regularly-taxed investment account. Student will not owe tax on any withdrawal from account as long as it is equal to or less than the child's education expenses (at an eligible educational institution). A Traditional IRA offers potential tax-deductible contributions and the opportunity for your earnings to grow tax-deferred until they are withdrawn in retirement.
Loans
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FICU has some of the lowest auto loan rates in Imperial County. We refinance vehicles from other financial institutions and provide different loan programs to fit your needs. We also offer pre-approvals which puts you in a better position to bargain the price of the car with the dealership, without worrying about the financing.
Credit Cards
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A Visa Credit Card is your ticket to making just about any purchase, anytime, anywhere. Accepted in over 150 countries and at 800,000 ATMs, it's the leading payment card in the world. Make purchases big and small, with a line of credit of up to $30,000, and enjoy some of the best credit card rates out there.
Promotions
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As an FICU member, you can get exceptional rates and receive the same exceptional service from our lending team. For more information regarding our special offers, contact us at 760-352-1540, option 0, chat with us via the Mobile App or Online Banking, or visit any one of our four conveniently located branches.
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