For a limited time enjoy personal loans featuring rates as low as 5.00% APR* for 5 years and make no payments for 90 days. Visit our mortgage loan center to get pre-approved and calculate what your mortgage payment could be with today's rates. Get behind the wheel of your next vehicle with a payment up to 40% lower than using conventional auto loans.
Home equity loans are one of the most affordable ways to fund large, one-time expenses like a wedding, kitchen renovation or tuition. Get the GCCU app for your mobile device to check your balance, pay bills, find ATMs and deposit checks on the go. GCCU can help you refinance your auto loan to snag a lower interest rate or reduce your monthly payment.
Home equity loans are one of the most affordable ways to fund large, one-time expenses like a wedding, kitchen renovation or tuition. Get the GCCU app for your mobile device to check your balance, pay bills, find ATMs and deposit checks on the go. GCCU can help you refinance your auto loan to snag a lower interest rate or reduce your monthly payment.
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About Us
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The credit union was originally chartered by seven individuals in 1979. In the following decades, GCCU has grown to serve more than 7,400 members and its assets have grown to $100+ million and growing. GCCU also provides its members with over 30,000 surcharge-free ATM's across the country through the CO-OP ATM network.
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When you bank with GCCU, you're more than just a customer- you're a member, a co-owner and family. Our membership is open to those who live, work, worship or attend school in Tompkins, Schuyler, Tioga, Chemung, and Steuben Counties, New York, and Bradford and Tioga Counties, Pennsylvania. Please review our field of membership to determine if you are eligible to bank at GCCU.
Youth Share Account
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Good financial habits start early. Teach your child about responsible money management with GCCU's Youth Share Account, available to all kids aged 17 and under. Your child will learn the value of earned interest, and a Youth Share Account is a great way to save for a new car or college tuition. Statements are provided and dividends are paid quarterly.
Money Market Accounts
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Our Money Market Account allows you to earn higher interest rates than a traditional savings account, while giving you immediate access to your money if you need to cover an emergency or unexpectedly large expense. Your average daily balance must remain $100 or more. Dividends are paid monthly to the account.
Share Certificates CDs
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Whether you're saving for a rainy day, college tuition or retirement, a CD typically earns higher interest than a traditional savings account. And when you open a GCCU CD, you're locked in to earn a fixed rate for a set period of time, so your earnings won't be affected by changes in the market. GCCU offers flexible terms ranging from 90 days to 5 years, and dividends are paid on your daily balance quarterly.
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