Business Details
24 Years
experience
Your Trusted Mortgage Partner in Sequim, WA
Sean Clift Mortgage has been a family-owned and operated mortgage lending company since 2002, serving clients across the Olympic Peninsula and Hawaii. With over 100 years of combined experience, our team specializes in guiding first-time homebuyers, veterans, investors, and individuals with credit challenges through the complexities of residential lending. We maintain two offices in Sequim, Washington, and Keaau, Hawaii, offering personalized solutions tailored to each clients unique financial situation. Rooted in community values, we prioritize transparency, local expertise, and long-term relationships, ensuring clients receive the best possible mortgage options.Our commitment to accessibility and customer service is reflected in our dog-friendly office environment and dedication to adapting to evolving lending guidelines. By leveraging relationships with hundreds of lenders, we provide competitive rates and flexible programs, including VA loans, Tribal 184 loans, reverse mortgages, and credit-challenged solutions. Our mission remains simple: to help families achieve homeownership while maintaining the trust and loyalty that have sustained us for two decades.
Services
Home Loans
First-Time Home Buyers
VA Loans
Tribal 184 Loans
Reverse Mortgages
FHA/VA/USDA Loans
Challenged Credit Loans
No Credit Loans
Home Equity Loans
Debt Consolidation
Details
- Year established: 2002
Highlights and features
- Family-owned since 2002 with 100+ years of combined mortgage lending experience.
- Specialize in credit-challenged and no-credit mortgage solutions.
- Dog-friendly office environment reflecting our community-focused values.
- Local expertise serving Sequim, Port Angeles, and Keaau, Hawaii.
- Access to hundreds of lenders for competitive rates and flexible programs.
Services
Home Loans
Sean Clift Mortgage provides tailored home loan solutions for first-time buyers, investors, and veterans. Our programs include conventional, government-insured, and specialty loans. With personalized guidance, we help clients navigate the process from pre-approval to closing.
VA Loans
We specialize in VA loans for military members and veterans, offering zero-down options and competitive rates. Our team ensures a streamlined process to honor service members' homeownership goals with expert support.
Reverse Mortgages
Designed for homeowners aged 62+, reverse mortgages provide tax-free funds against home equity. We offer clear counseling to help seniors choose solutions aligned with their retirement plans.
Challenged Credit Loans
Clients with credit challenges can access programs accepting scores as low as 580. We partner with multiple lenders to find affordable options, ensuring transparency about terms and costs.
Tribal 184 Loans
These loans serve Native American borrowers on trust or restricted lands. We facilitate 184 program approvals with low down payments, supporting tribal communities' homeownership opportunities through specialized expertise.
Questions
What mortgage programs does Clift Mortgage offer?
We offer VA loans, Tribal 184 loans, reverse mortgages, FHA/USDA loans, and specialized programs for credit-challenged or no-credit clients.
Can I qualify for a mortgage with bad credit?
Yes. We specialize in helping clients with credit challenges secure loans, including options for scores as low as 580.
Do you serve areas outside Washington?
Yes. We operate in Sequim and Port Angeles, WA, and offer services in Keaau, Hawaii.
How can I start the mortgage application process?
Apply securely online through our website or contact us directly to schedule a consultation with our lending team.
Are there options for clients without a credit score?
Yes. We help clients explore alternative credit scoring methods or build traditional credit history for mortgage eligibility.
Reviews (5)
Joel Anastasi
Jan 02, 2021
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Sean Clift is an elite talent. Hes been in this business for a long time and Ive learned a lot from him through the 3 mortgages weve completed. A few years ago, he helped us buy our first home at a great rate and made the whole process very easy for my wife and I. This year in 2020, we had a lot of equity in that same home but my credit was pretty low. Sean helped me set a plan of action to get my credit up and within a couple months of hard work I had my score up over a 750 middle score. We did a cash-out refinance on our house converting it to an investment property with an amazing interest
Brian Cristion
Oct 15, 2020
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Erica Batson with Clift M had excellent customer service, easy to talk to and made my first home buying experience as easy as possible! Highly recommend using Clift Mortgage if you are looking into buying a house. Awesome people and awesome service. Thank you.
Brian Kilmer
Sep 26, 2020
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Sean is awesome!! I didnt think Id be able to purchase a home for few years. I had credit issues, and even a foreclosure. Sean worked extremely hard. Im talking late nights, weekends whatever it took and got my credit cleaned up and I just closed on a house. I would highly recommend Clift Mortgage to anyone thinking about buying a home.
Heather R.
Feb 28, 2020
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Sean was knowledgeable and quick to get us the information we needed for our sale by owner agreement l. He knows the area and would be a great choice for a lender in Sequim or Port Angeles.
Lukas Cox
Mar 02, 2019
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My wife, our son and I just recently bought our first home and it's all thanks to Matthew Holland at Sean Clift Mortgage. We had the Government shutdown looming over our USDA loan and Matt got it done. He is… nothing short of amazing and a fantastic loan officer. He always answered his phone when we had questions or wanted status updates on our loan. Matt is on top of his work and is is very efficient at what he does. He got us a fantastic deal and shopped around until he found the best one and didnt settle for anything less than the best. We highly recommend Matthew to anyone looking for
