Business Details
35 Years
experience
Specialized Security Industry Insurance Solutions Dallas, TX
At Costanza Insurance, we have dedicated ourselves to providing specialized insurance and risk management solutions for the security industry since 1991. With over 25 years of experience, our agency has built a reputation for delivering cost-effective coverage tailored to the unique needs of niche markets within the security sector. Our expertise spans alarm companies, security guard services, private investigators, and other security-related industries, ensuring clients receive comprehensive protection that aligns with their operational risks. We prioritize understanding the specific challenges our clients face, allowing us to craft policies that offer superior coverage while maintaining affordability. Our commitment to excellence extends to working exclusively with highly rated carriers and offering programs designed to meet the evolving demands of the security landscape.Clients benefit from our deep industry knowledge, personalized service, and a focus on minimizing liabilities through proactive risk management strategies. Our vision is to empower security professionals to concentrate on their core operations without compromising on the quality of their insurance solutions. By maintaining transparency, integrity, and innovation, we strive to exceed expectations in every interaction. With a track record of serving both small businesses and large enterprises, we combine scalability with attention to detail to meet diverse client needs. From general liability to employment practices liability coverage, our offerings are structured to provide peace of mind in an increasingly complex regulatory environment.
Services
General Liability Insurance
Workers' Compensation Insurance
Business Auto Insurance
Umbrella Liability Insurance
Employment Practices Liability Insurance
Details
- Year established: 1991
Highlights and features
- We offer 25+ years of specialized insurance expertise in the security industry.
- Our policies are tailored to niche markets, ensuring precise coverage needs.
- We provide cost-effective solutions with access to highly rated carriers.
- Comprehensive coverage includes general liability, EPLI, and workers' compensation.
- We prioritize personalized service and proactive risk management for all clients.
Services
General Liability Insurance
Our General Liability Insurance safeguards security businesses against claims of bodily injury, property damage, and advertising injuries. Coverage includes assault and battery protection, errors and omissions, and punitive damages. Limits up to $5 million per occurrence ensure robust financial protection while supporting long-term operational stability.
Workers' Compensation Insurance
Workers' Compensation Insurance covers medical expenses and lost wages for employees injured on the job. Our programs include 24-hour claim reporting, risk management services, and return-to-work initiatives. Texas-based companies benefit from a safety group dividend program to further reduce costs.
Business Auto Insurance
Business Auto Insurance provides coverage for company vehicles used in security operations. Policies include liability limits up to $2 million, rental reimbursement, and gap coverage. We accommodate new ventures and offer flexible rating plans to align with varying business needs.
Umbrella Liability Insurance
Umbrella Liability Insurance extends protection beyond primary policy limits. This coverage offers true follow-form umbrella policies with limits up to $10 million, covering errors and omissions. Admitted and non-admitted carrier options ensure accessibility for diverse client profiles.
Employment Practices Liability Insurance
Employment Practices Liability Insurance defends against claims of discrimination, harassment, and wrongful termination. Tailored for security employers, this coverage addresses wage and hour law violations and other employment-related disputes, providing essential legal and financial safeguards.
Questions
What industries do you specialize in?
We specialize in insurance for the security industry, covering alarm companies, security guards, private investigators, and related sectors.
How long has Costanza Insurance Agency been in business?
Our agency has served the security industry since 1991, providing over 30 years of specialized insurance expertise.
What types of coverage do you offer?
We offer general liability, workers' compensation, business auto, umbrella liability, and employment practices liability insurance tailored to security businesses.
Do you serve businesses nationwide?
Yes, our programs are available nationwide, designed to meet the needs of both small and large security industry firms.
Can I get a customized quote?
Yes, contact us directly to receive a quote tailored to your specific security business requirements.
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Reviews (2)
Buttercup Owens
Aug 06, 2017
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Called in for a quote and the lady who answered the phone was kind of rude I asked her for a quote so she sent me to a automated voice message system and it hung up on me.
Don Baker
Aug 16, 2016
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This company has been great to work with! I have worked with Mr. Costanza and have nothing but good to say about his integrity and honesty. I highly recommend this company!