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Trusted Insurance Services in Buffalo, NY
Our agency has been proudly serving the Western New York community since 2010, offering personalized insurance solutions tailored to individual client needs. With over a century of combined industry experience, our team specializes in helping families and businesses protect their most valuable assets through comprehensive coverage options. We maintain strong ties to the local community through active involvement in charitable initiatives, youth sports coaching, and neighborhood support programs.

Our commitment to building lasting relationships ensures clients receive customized policies that evolve with their changing life circumstances. Backed by State Farm's national resources, we provide 24/7 claim support and maintain leadership positions within the insurance industry through continued professional development and service excellence.
Services
Auto Insurance Homeowners Insurance Business Insurance Life Insurance Renters Insurance Health Insurance Pet Insurance Investment Services Annuities Personal Articles Coverage
Details
  • Year established: 2010
Highlights and features
  • We have over 100 years of combined insurance industry experience
  • Our personalized approach tailors coverage to individual client needs
  • Active community involvement with local charity partnerships
  • Recognized as top State Farm agents in Presidents Club four times
  • 24/7 availability for claim assistance and policy adjustments
What people say
Exceptional personalized service Knowledgeable staff assistance Quick claim processing Community-focused approach Competitive rates
Services
Auto Insurance
Our auto insurance policies protect vehicles against collision damage, theft, and liability claims while offering customizable coverage options for drivers in Western New York. We help clients maintain proper state-mandated minimums while providing enhanced protection plans that include roadside assistance, rental reimbursement, and accident forgiveness features. Our team works with drivers of all experience levels to secure competitive rates while maintaining comprehensive protection.
Homeowners Insurance
Comprehensive homeowners insurance covers property damage from fire, weather events, and theft while providing liability protection for residents. We offer specialized coverage for modern home features like smart security systems and solar panels, along with flood insurance options. Our policies protect both the physical structure and personal belongings while offering guidance on maintaining coverage that adapts to home renovations and value increases.
Business Insurance
Tailored business insurance packages protect local companies against liability claims, property damage, and operational disruptions. Our commercial policies cover premises liability, equipment loss, and business interruption risks while accommodating industry-specific requirements. We work with entrepreneurs across Western New York to create risk management strategies that align with company size, sector regulations, and growth objectives.
Life Insurance
Life insurance policies provide financial protection for families and dependents through customizable death benefits. We offer term and permanent life insurance options that safeguard loved ones' futures while supporting estate planning and business succession strategies. Our coverage includes accelerated death benefits and conversion options to maintain protection through different life stages.
Renters Insurance
Affordable renters insurance protects personal belongings against damage and theft while providing liability coverage for tenants. Our policies include loss-of-use benefits and coverage for temporary housing during covered events. We help renters in Buffalo and Lockport secure policies that meet landlord requirements while offering protection for electronics, clothing, and valuable items within leased properties.
People
Dan Schmidt
Agent
Licensed agent since November 2010 with over a decade of experience. Recipient of Presidents Club recognition four times. Active community participant in Men Wear Pink campaign and youth hockey coaching.
Ali Santiago
Account Representative
Bilingual auto insurance specialist since 2022. Focuses on helping families understand coverage options while maintaining strong customer relationships. Born and raised in NYC with family connections to Puerto Rico.
Cassandra White
Account Representative
Lockport native with specialized expertise in life insurance solutions. Graduated from Lockport High School and actively supports local youth sports teams through coaching and event sponsorship.
Dylan Belasik
Account Representative
Buffalo-area native since 2019 focusing on auto and home insurance for new residents. Buffalo State College graduate who assists clients with policy transitions and local coverage requirements.
Rich Sanders
Account Representative
2011 industry veteran with global perspective from 30+ country visits. Active pediatric cancer fundraiser and Western New York community advocate through youth sports coaching and nonprofit board service.
Questions
What insurance products do you offer?
We provide auto, home, life, renters, business, pet, and health insurance through State Farm, along with investment services and annuities.
Do you serve areas outside Buffalo?
Yes, we assist clients in Lockport, Kenmore, Tonawanda, North Tonawanda, Newfane, and throughout Western New York.
Are you available for emergencies?
Our team offers 24/7 claim assistance and policy support, with immediate response capabilities for urgent insurance matters.
How are insurance rates determined?
Rates depend on coverage type, property value, driving history, and individual risk factors that our representatives evaluate during policy consultations.
Can I get insurance with a bad credit score?
While credit score impacts certain policies, we work with clients to find affordable options and improve eligibility through available discounts.
Do you offer discounts for multiple policies?
Yes, bundling multiple insurance products with State Farm qualifies for multi-policy discounts that reduce overall coverage costs.