Business Details
Your Trusted Financial Partner in Artesia, NM
Artesia Credit Union is a member-owned, cooperative financial institution dedicated to fostering financial well-being through accessible, fair, and community-focused services. Established to encourage thrift and provide credit at reasonable rates, we prioritize personalized solutions tailored to our members' needs. Our cooperative structure ensures that every member has a voice in our operations, reinforcing our commitment to transparency and mutual growth. With decades of service in Artesia, New Mexico, we combine local expertise with a diverse range of financial products, including loans, savings accounts, and digital banking tools. Our team of experienced professionals adheres to the highest standards of integrity, ensuring members receive expert guidance and reliable support.As a non-profit organization, we reinvest earnings to benefit members through competitive rates, low fees, and innovative services like free e-statements and mobile banking. Our reputation for trustworthiness is built on consistent compliance with regulatory standards and a focus on long-term member relationships. By maintaining a strong community presence and adapting to evolving financial needs, we remain a dependable partner for individuals and families seeking sustainable economic improvement.
Services
Personal Loans
Vehicle Loans
Mortgage Loans
Visa Credit Card
Checking Accounts
Money Market Accounts
Savings Accounts
Share Certificates
Online Banking
e-Statements
Highlights and features
- We operate as a member-owned cooperative prioritizing your financial success.
- Our non-profit structure enables competitive rates and low service fees.
- Personalized financial solutions tailored to Artesia's local community needs.
- Decades of experience delivering reliable banking products and expert guidance.
- 24/7 digital banking tools with free e-statements and mobile accessibility.
Services
Personal Loans
Flexible personal loans with competitive rates for debt consolidation, major purchases, or unexpected expenses. Our streamlined application process ensures quick approval decisions while our member-focused approach provides personalized repayment terms. As a non-profit credit union, we pass savings to members through lower interest rates compared to traditional banks.
Vehicle Loans
New and used vehicle financing options with low down payments and affordable monthly rates. We offer pre-approval services to simplify car shopping while our local dealership partnerships ensure competitive financing deals. Members benefit from our 'Sign at the Dealer' convenience while maintaining credit union rate advantages.
Mortgage Loans
Comprehensive mortgage solutions including fixed-rate and adjustable-rate mortgages for home purchases or refinancing. Our local loan officers provide expert guidance through the home buying process while digital tools enable convenient rate comparisons and application tracking from any device.
Visa Credit Card
Rewards-based Visa credit cards with competitive APRs and no annual fees. Cardholders enjoy purchase protection benefits and mobile wallet integration while our credit-building options help members establish or improve credit scores through responsible usage.
Online Banking
24/7 access to account management tools including bill pay, fund transfers, and e-statements. Our secure platform supports mobile check deposit, account alerts, and loan payment scheduling. Free digital services reduce paper usage while enhancing financial convenience for tech-savvy members.
Questions
What loan options are available for first-time homebuyers?
We offer fixed-rate mortgages with low down payment options and competitive rates specifically designed for first-time homebuyers in Artesia.
How can I apply for a personal loan?
Apply online through our secure portal, visit our Artesia branch, or contact us at (575) 748-9779 to speak with a loan specialist about your needs.
What digital banking features do you offer?
Our online platform includes bill pay, mobile check deposit, fund transfers, e-statements, and real-time account alerts accessible via mobile or desktop.
Are there fees for using out-of-network ATMs?
We reimburse up to $10 monthly in out-of-network ATM fees for members with qualifying accounts to ensure convenient cash access.
What sets you apart from traditional banks?
As a local credit union, we reinvest earnings to benefit members through lower rates, fewer fees, and personalized service prioritizing community needs.
Reviews (4)
Angelina Ortega Delgado
Mar 27, 2021
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Very Friendly Employees, and the Online Banking is Simple. I had to have this bank because the Debit Visa Card Is Orange with a Bulldog and I love to support what I love! #ArtesiaBulldogs #WhereWeAlwaysWearOrange #NotJustOnHalloween
#ArtesiaCreditUnion
#ArtesiaCreditUnion
Ray Castillo
Nov 20, 2019
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Called to make a payment 4 times. 1st 3 times I got transfered to a voicemail. 4th time they put me on hold and just hung up. Joke of a company.
Ignacio Ramirez
Dec 24, 2018
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One of the best credit unions out there, I was qualified in my RV loan with no problems, thanks Artesia!!! They are the best and awesome interest rates as well!!!!
Je Br
Dec 23, 2018
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Card got shut off when I was on vacation and couldnt use it. Tried calling to get it working but never picked up.
