Business Details
37 Years
experience
Trusted Tax-Focused Financial Planning for Women in Transition
Eileen Carrero Financial Services has been empowering women in transition with tax-focused financial planning since 1989. Our expertise spans over three decades of tax and accounting services combined with nearly twenty years of dedicated financial planning. We specialize in creating personalized strategies that address the unique challenges faced by women navigating life changes such as divorce, widowhood, or retirement. Our approach integrates deep technical knowledge with empathetic guidance to build long-term financial confidence. We prioritize understanding each client's individual circumstances, crafting roadmaps that align investments with personal values and life goals.Our team combines decades of regulatory compliance experience with a commitment to transparent communication and client education. We maintain rigorous professional standards through ongoing certifications including Series 6, 62, 63, and 65 registrations. Our technology-enabled solutions ensure accessibility while maintaining the personal touch that distinguishes our service. We measure success through our clients' ability to navigate life transitions with financial clarity and security. Our legacy of trust is built on consistent delivery of objective advice that puts clients' best interests first.
Services
Retirement Planning
Tax Planning
Asset Management
Estate Planning
College Planning
401(K) Planning
Disability Insurance
Life Insurance
Long-Term Care Insurance
Investment Strategies
Details
- Year established: 1989
Highlights and features
- We offer 30+ years of combined tax and financial planning expertise
- Our CPA-led team provides unique tax-integrated investment strategies
- Specialized focus on women's financial needs during life transitions
- Transparent fee structure with fixed pricing for financial plans
- Ongoing portfolio management with 1% AUM pricing
Associations and certifications
- CPA (Certified Public Accountant)
- Series 6
- Series 62
- Series 63
- Series 65
Services
Retirement Planning
We develop personalized retirement plans considering your spending patterns, life expectancy, and market conditions. Our tax-integrated approach ensures sustainable income while minimizing tax liabilities. Clients receive ongoing portfolio adjustments and regular progress reviews to maintain financial security throughout retirement.
Tax Planning
Our CPA-led tax planning optimizes investment decisions and retirement distributions for maximum tax efficiency. We analyze current tax positions and project future liabilities to implement proactive strategies. Services include tax-loss harvesting, Roth conversions, and coordination with estate planning objectives.
Asset Management
Customized portfolio management aligns investments with your risk tolerance and financial goals. We implement diversified strategies using ETFs, mutual funds, and individual securities. Ongoing monitoring ensures portfolios remain aligned with market conditions and personal circumstances while maintaining tax efficiency.
Estate Planning
We coordinate with legal professionals to create comprehensive estate plans that preserve wealth for beneficiaries. Services include wills, trusts, power of attorney arrangements, and tax-efficient transfer strategies. Our focus ensures your legacy aligns with personal values and family needs.
Insurance Review
We evaluate existing insurance coverage and recommend appropriate policies for disability, life, and long-term care needs. Our objective analysis ensures adequate protection against financial risks while avoiding unnecessary expenses through regular policy reviews and updates.
People
Eileen Carrero
CPA, Investment Advisor Representative
With over 30 years of experience, Eileen Carrero combines CPA expertise with financial planning credentials. She holds Series 6, 62, 63, and 65 registrations, delivering tax-integrated investment strategies. Her client-focused approach empowers women through life transitions with personalized financial solutions.
Crystal Hanson
Administrative Assistant
Crystal brings 30+ years of administrative expertise to support client operations. Her background in payroll and office management ensures smooth client interactions. She coordinates planning processes and maintains efficient business operations with a client-centered approach.
Questions
What makes your financial planning specifically suited for women in transition?
Our approach combines tax expertise with specialized understanding of women's financial challenges during life changes. We address unique considerations like divorce settlements, widowhood adjustments, and career transitions with personalized strategies.
How do you integrate tax planning with investment management?
As a CPA-led firm, we analyze tax implications of investment decisions. We implement tax-loss harvesting, optimize retirement account distributions, and coordinate investment strategies with overall tax planning to maximize after-tax returns.
What are your minimum investment requirements?
We require a minimum of $250,000 in investable assets for ongoing asset management services. This allows us to provide cost-effective, comprehensive management while maintaining personalized attention to each client's portfolio.
How do you charge for your financial planning services?
We charge a fixed fee of $1,500 for comprehensive financial plans. Ongoing asset management is priced at 1% of Assets Under Management. Tax services are billed based on complexity and specific client needs.
What geographic areas do you serve?
While based in Midlothian, Illinois, we serve clients nationwide through virtual consultations. Our technology platform enables effective remote collaboration while maintaining personalized service for clients across the United States.
