Business Details
Your Trusted Partner for Financial Planning Solutions
Capital Financial Planners is dedicated to providing tailored financial guidance to federal and non-federal employees alike. With a deep understanding of federal retirement systems like FERS, CSRS, and TSP, our team of Certified Financial Planners and industry experts empowers clients to navigate complex financial decisions. Our services integrate investment management, tax strategies, and Social Security guidance, ensuring personalized solutions aligned with individual goals.We prioritize client education through resources like webinars and YouTube content, fostering informed decision-making. With over 18 years of experience in federal employee financial planning, we combine expertise, transparency, and a commitment to lifelong learning to build lasting client partnerships. Our mission is to simplify retirement planning, offering clarity and confidence in an ever-evolving financial landscape.
Services
Investment Management
Financial Planning
Roth Conversions
Tax Strategies
Retirement Planning
Social Security Guidance
Estate Planning
Federal Benefits Analysis
Distribution Planning
Medicare Guidance
Highlights and features
- We specialize in federal retirement systems like FERS, CSRS, and TSP.
- Our team includes Certified Financial Planners with decades of combined experience.
- We offer educational resources including webinars and YouTube tutorials.
- We provide personalized strategies for both federal and non-federal employees.
- Our advisors hold advanced certifications like ChFEBC and CPA.
Associations and certifications
- Certified Financial Planner (CFP)
- Certified Federal Employee Benefits Counselor (ChFEBC)
- LPL Financial (Registered Investment Advisor)
- FINRA
- SIPC
- CPA (Certified Public Accountant)
Services
Retirement Planning
We guide federal and non-federal employees through retirement planning, focusing on FERS, CSRS, and TSP. Our strategies integrate pension, Social Security, and investment income to ensure financial security. Tailored advice addresses tax efficiency and long-term sustainability.
Investment Management
Our investment management services provide ongoing portfolio monitoring and rebalancing. We align strategies with client goals, emphasizing risk management and diversification. Regular adjustments ensure adaptability to market changes and personal circumstances.
Tax Planning
We develop proactive tax strategies to minimize liabilities and enhance retirement income. Services include Roth conversions, tax-efficient withdrawal plans, and guidance on federal employee tax complexities. Our goal is to maximize after-tax wealth.
Estate Planning
Estate planning ensures smooth asset transfer according to client wishes. We coordinate wills, trusts, and beneficiary designations while addressing federal employee-specific considerations. Education empowers families to manage affairs confidently.
Social Security Guidance
We analyze optimal Social Security claiming strategies tailored to individual employment backgrounds. Guidance includes coordination with FEHB enrollment and retirement timelines. Our approach maximizes lifetime benefits for clients and spouses.
People
Neil Cain
Certified Financial Planner
Neil Cain, a Certified Financial Planner with 18+ years of experience, specializes in guiding federal employees through retirement planning. His expertise in FERS, CSRS, and TSP ensures clients receive strategic, personalized advice for long-term financial security.
Austin Costello
Certified Financial Planner
Austin Costello, a seasoned Certified Financial Planner, delivers comprehensive retirement strategies. His focus on federal employee benefits and tax-efficient planning helps clients navigate complex financial decisions with confidence and clarity.
Evan Radin
Certified Financial Planner
Evan Radin, a CFP professional from Syracuse, NY, provides expert retirement planning for federal employees. With a business administration background, he combines analytical rigor with personalized service to optimize clients' financial futures.
Luis Garcia
CPA and Accredited Financial Counselor
Luis Garcia, a CPA and Accredited Financial Counselor, offers specialized tax and financial planning expertise. His strategic approach to federal employee benefits and retirement income ensures clients achieve both short- and long-term financial goals.
Amanda Paliska
Wealth Management Assistant
Amanda Paliska supports clients as a Wealth Management Assistant, coordinating financial planning processes and ensuring seamless service delivery. Her organizational expertise enhances the team's ability to provide personalized, efficient advisory solutions.
Questions
Do you only work with federal employees?
While we specialize in federal employee benefits, we also assist non-federal employees with retirement and financial planning needs.
What certifications do your advisors hold?
Our team includes Certified Financial Planners (CFPs), a Certified Federal Employee Benefits Counselor (ChFEBC), and a CPA.
What services are included in financial planning?
We offer investment management, tax strategies, estate planning, Social Security guidance, and federal benefits analysis tailored to your needs.
Are your services available nationwide?
Yes, we serve clients in 49 U.S. states and Washington, D.C., through virtual and in-person consultations.
