Horizon Federal Credit Union
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Horizon Federal Credit Union
Find the most accurate, up-to-date financial information to help you make the best money-saving plans for you and your family. Get the essential building blocks to effective saving, and learn how to establish and follow a budget, find the right insurance, secure a loan, decide how much to borrow, choose the best credit card, and much more.

Whether you're planning a wedding or celebrating your first anniversary, it's never too early, or too late, to iron out a shared budget with your sweetheart. Get tips on financing vehicle upgrades to accommodate your growing family, teaching kids smart money habits early on, opening youth accounts, and much more.
Services
About Us
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At Horizon, people come first. Our members work hard, and we believe hard work should be rewarded. We started as a small credit union back in 1955 with a specialty in serving health care professionals. Over the years, we've expanded to welcome individuals from all over Northcentral Pennsylvania who work in every sector.
Our History
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We could not have gotten to where we are today without our rich history. Horizon Federal Credit Union is immensely proud of its past as we look forward to our future and continually strive to make us the best financial institution for our communities. Community charter grows to include 7 counties; Bradford, Clinton, Lycoming, Northumberland, Potter, Sullivan, and Union.
Rates
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No Closing Cost offer dictates the following being paid by Horizon: appraisal, title search, recording fees and flood certification. Closing costs must be reimbursed to the credit union if the home equity loan is closed within 3 years. Alternate rates available for loan-to-values of up to 90% of homes value and second lien position.
Contact Us
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At Horizon, our objective is to be the most trusted financial institution in our community. Building trust begins with open lines of communication about how we can better serve our members, including you. We wake up every day truly intent on making your financial life better, and it starts with you reaching out.
Personal Accounts
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Convenient, flexible, and simple to open, Horizon offers a variety of products and services to meet all of your personal financing needs. Whether you're looking to set up free checking, put away savings, open your child's first account or set money aside in an IRA, Horizon is here to help. Explore our array of accounts below to see which one is right for you.
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