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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Brooklyn, MI
Morris W Smith Agency has served the insurance needs of Michigan residents since 1927. As an independently-owned and locally-operated agency, we combine deep community roots with expertise in tailoring insurance programs to protect families, homes, vehicles, and businesses. Our Christian-based values guide our commitment to ethical service, prioritizing client needs through personalized risk management solutions. With partnerships spanning top-rated carriers like Auto-Owners and Progressive, we deliver comprehensive coverage options for personal and commercial clients.

Our agents bring decades of combined experience in life, health, property, and liability insurance, ensuring clients receive cost-effective protection aligned with their unique circumstances. We maintain transparency in all communications, offering 24/7 policy support through our dedicated client portal for proof of insurance, claims assistance, and policy adjustments.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Flood Insurance Umbrella Insurance Recreational Vehicle Insurance Commercial Property Insurance Worker's Compensation Bond Services
Details
  • Year established: 1927
Highlights and features
  • Family-owned since 1927 with deep community expertise
  • Independent agency offering multi-carrier comparison options
  • Christian-based ethical approach to client relationships
  • Specialized in Michigan-specific insurance requirements
  • 24/7 client portal for policy management and claims
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to Michigan drivers' needs. Our policies include liability protection, collision coverage, and uninsured motorist options through top-rated carriers like Auto-Owners and Progressive. Our specialists help clients navigate state requirements while securing cost-effective policies that protect vehicles and financial well-being.
Home Insurance
Our homeowners and renters insurance policies protect Michigan properties against common risks. Coverage includes dwelling protection, personal property replacement, and liability safeguards. We offer specialized options for mobile homes and flood insurance through trusted partners, ensuring comprehensive protection for primary residences and rental properties across the Irish Hills region.
Business Insurance
We design customized commercial insurance packages for Michigan businesses, including BOP policies, liability protection, and workers' compensation. Our offerings cover general liability, professional liability, commercial auto, and equipment insurance. With access to multiple carriers, we help businesses secure comprehensive protection tailored to industry-specific risks and regulatory requirements.
Life Insurance
We offer term and whole life insurance solutions to protect families' financial futures. Our specialists work with over 80 carriers to find policies that match clients' long-term planning needs, whether for income replacement, mortgage protection, or estate planning. We provide unbiased guidance to help clients select appropriate coverage amounts and policy structures.
Flood Insurance
We provide specialized flood insurance coverage through the National Flood Insurance Program and private carriers. Our agents help Michigan homeowners and businesses assess flood risk based on location and property type, ensuring proper protection for structures and contents against water-related damages that standard policies don't cover.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, flood, umbrella, recreational vehicle, and commercial property insurance, along with bond services for both personal and business clients.
Are you a local Michigan agency?
Yes, we've been serving Brooklyn, MI and surrounding areas since 1927 as an independently-owned, family-operated insurance agency specializing in Michigan-specific coverage needs.
Do you offer 24/7 policy support?
While our office hours are Monday-Friday 8:30am-4:30pm, our client portal provides 24/7 access for proof of insurance requests, policy changes, and claims filing.
What areas do you serve?
We primarily serve Brooklyn, MI and the Irish Hills region, providing insurance solutions tailored to Michigan residents' specific needs and regulatory requirements.
Reviews (1)
Jubill
Jan 02, 2021 Report
Called for price quote ,got answer back within 3 hrs. Very good price! Talked to woman her name is tina very professional and a pleasant attitude will most likely go tru this company was very pleased