
At Arete Mortgage, Jeanne and her staff know you want to be a homeowner. In order to do that, you need a home loan. Problem is, you don't know how much house you can afford which may make you feel apprehensive about buying in general. We believe all home buyers deserve to live in a home they can afford.
We understand people are seldom taught how to buy a home and sometimes there are obstacles like credit score, savings, and debt that get in the way. We have helped over a thousand clients, just like you, get a great mortgage, at a rate they can afford. Buying a home is one of the most important decisions you can make.
We understand people are seldom taught how to buy a home and sometimes there are obstacles like credit score, savings, and debt that get in the way. We have helped over a thousand clients, just like you, get a great mortgage, at a rate they can afford. Buying a home is one of the most important decisions you can make.
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About
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Jeanne Randazzo Szczech, Mortgage Broker/President, founded Arete Mortgage in 2001 after having spent several years as a Loan Officer and Loan Processor in Southern California. She earned her B.A. in English from the State University of NY at Geneseo in 1990 and continued her studies at Lehigh University in PA where she was awarded a Master's Degree in Education in 1992.
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Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
Loan Programs
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There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Loan Process
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Mortgage Calculators
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
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