The VA mortgage loans extend to not only the Army, Navy, Air Force and Marines but also to Reservists and National Guardsmen. As an experienced Residential Mortgage Advisor, I will use my relationships with many lenders to find the best rate and the best program for you.
I know financing can be an intimidating experience for a lot of people, that's why I strive to provide friendly experience, and I will be with you every step of the way until the loan is funded.My client just bought a home using Chad's services. Great customer service and communication all the way through to closing.
I know financing can be an intimidating experience for a lot of people, that's why I strive to provide friendly experience, and I will be with you every step of the way until the loan is funded.My client just bought a home using Chad's services. Great customer service and communication all the way through to closing.
Services
About Us
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Antler Home Mortgage, LLC. was formed to offer borrowers a high-quality low-cost mortgage experience. AHM has partnered with the best mortgage lenders in the industry to provide a smooth transaction at a below market interest rate. While we have access to over 40 lenders, we choose to work with only the best to ensure a great experience for our applicants.
Purchase
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If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
Paperwork Needed
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To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Evidence of any other assets such as bonds, stocks, or money saved in retirement programs i.e.
Refinance
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Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out).
Cash Out Refinance
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Cashing out refers to the refinancing of a loan where the borrowers will borrow money on their own home. If a home is appraised at $200,000 and the borrower's outstanding mortgage loan is $120,000, it is possible to enter into an 80% cash-out refinance transaction for a loan of $160,000 (80% of $200,000).
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