Business Details
Your Trusted Financial Partner in Eastern Utah
Eastern Utah Community Credit Union has served the financial needs of residents and businesses in eastern Utah since 2025. Our member-owned cooperative provides a comprehensive range of financial services including personal and commercial loans, savings accounts, credit cards, and digital banking solutions. With physical locations in Price, Castle Dale, Moab, and East Carbon, we combine local expertise with modern financial tools to empower our members' financial success. Our team of experienced professionals specializes in home equity loans, auto financing, mortgage services, and business lending, offering competitive rates and personalized service.As a federally insured credit union, we maintain strict compliance with regulatory standards while prioritizing community development and financial education initiatives. Our commitment to transparency, security, and member satisfaction is demonstrated through 24/7 account access, mobile banking apps, and innovative services like mobile check deposit and personal teller machines. We distinguish ourselves through community-focused banking practices, including supporting local education programs and offering financial literacy resources to help members make informed decisions.
Services
Auto Loans
Home Equity Loans
Mortgage Loans
Business Loans
Visa Credit Cards
Mobile Banking
Bill Pay
Personal Teller Machines
Financial Education
Loan Refinancing
Details
- Year established: 2025
Highlights and features
- We offer competitive loan rates with same-day approval options for qualified applicants
- Our local decision-making process ensures personalized service tailored to eastern Utah communities
- 24/7 digital banking access with mobile check deposit and personal teller machines
- Federally insured accounts protecting deposits up to $250,000
- Community-focused financial education programs and resources
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Home Equity Loans
Home Equity Loans provide access to funds using your home's equity as collateral. These loans offer tax-deductible interest options and flexible disbursement methods, including lump sum payments or revolving credit lines. Ideal for major expenses like home renovations, debt consolidation, or education funding, our competitive rates and personalized terms help members leverage their property's value while maintaining financial stability.
Auto Loans
Our Auto Loans feature low interest rates starting at 5.24% with up to 100% financing for qualified buyers. We support both new and used vehicle purchases, offer same-day approval options, and provide pre-approved loan amounts to strengthen bargaining power. With flexible terms and refinancing opportunities, we help members secure reliable transportation while building positive credit history.
Business Loans
Commercial Loans support local businesses through real estate purchases, equipment financing, and working capital lines of credit. We specialize in agricultural equipment financing, commercial property acquisition, and business expansion projects. Our local decision-making process ensures tailored solutions for eastern Utah entrepreneurs seeking growth opportunities or operational improvements.
Mobile Banking
Our Mobile Banking app enables 24/7 account management with features like mobile check deposit, fund transfers, and bill payment. Available for iOS and Android devices, the app uses secure authentication while providing access to real-time balances and transaction history. Members can also utilize personal teller machines for extended in-person services beyond regular branch hours.
Visa Credit Cards
Visa Credit Card options include the Premier and Extra Awards cards with rewards programs and credit-building opportunities. The Premier Shared Secured card helps members establish credit history through secured deposits. These cards offer purchase protection, fraud monitoring, and flexible payment options for everyday transactions or emergency expenses.
Questions
What loan options are available for first-time homebuyers?
We offer conventional fixed-rate mortgage loans with expert guidance through the entire process, including title insurance, appraisal coordination, and closing cost explanations.
How can I access my account after hours?
Use our mobile banking app 24/7 for transactions, or visit personal teller machines during extended hours for in-person services.
Do you offer business checking accounts?
Yes, we provide commercial account solutions including business checking, NOW accounts, and specialized lending products for local enterprises.
What security measures protect my online banking?
Our systems use encryption, secure login protocols, and fraud monitoring with additional protection through Visa's security programs.
Can I refinance my existing loans?
Yes, we offer refinancing options for auto loans and mortgages to help members secure better rates and terms.
How do I report a lost or stolen card?
Call our dedicated hotline at 888-297-3416 immediately for card cancellation and replacement assistance.
Reviews (6)
Robert Huitt
Dec 16, 2021
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Had to call multiple times just to get the loan officer to do her job it took me days to get my loan and they never call back like they say they will. Good luck getting a loan through them they seem to be so lazy they need 3 hr lunches and they all take them at the same time.
Ashton Bennett
Sep 03, 2021
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Loan officer was down right rude! She kept asking the same questions over and over while continuing to type loudly on her computer. I could tell she wasn't really listening..... DONT BANK HERE!
Jd Grasso
Aug 29, 2021
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Crystal was super helpful when it came to buying life goals and helping us with getting our life to a comfortably
Melisa Prettyman
Aug 16, 2021
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EUCCU has been my credit union since 1997. They have been amazing! All the people there have always been incredibly helpful and friendly! I recently got an automobile loan from them. It was the easiest loan I have ever done. I gave Jordan the information that he needed and he figured out the whole loan for me. He was able to get my payments into a range I could afford. I was even able to sign my documents online since I wasnt in town when the loan was finished. Jordan set my payments to automatically come out half on the 10th and the second half on the 25th according to how I get paid so I dont
Kori Miller
Aug 15, 2021
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I applied for a small loan recently. My loan officer was Brook. She was very pleasant and patient with me. She went above and beyond to answer all my questions and went out of her way to make it a simple and fast process. Brook is amazing.
DougLas Pitts
Dec 16, 2020
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I've banked here for about 40 years. The people there are great. I feel very comfortable there.Ginger and the rest of the folks treat everyone with respect. I find that very assuring.
