Business Details
21 Years
experience
Your Trusted Colorado Mortgage & Loan Partner
Founded in 2005, The Colorado Real Estate Finance Group has established itself as a trusted leader in real estate financing. Our team combines decades of experience with a steadfast commitment to integrity, ensuring clients receive personalized solutions tailored to their unique needs. With expertise in commercial and residential lending, we offer a comprehensive range of services, from conventional mortgages to specialized financing for large-scale developments. Our founder, Adam P. Smith, has personally facilitated billions in mortgage deals, reinforcing our reputation as industry experts.Recognized by the Better Business Bureau with an A+ rating and multiple Gold Star Awards, we prioritize transparency, ethical practices, and client satisfaction. Our teams deep local market knowledge and dedication to continuous improvement ensure that every client interaction is respectful, informed, and results-oriented. Through innovative strategies and a client-first approach, we remain a model of excellence in the mortgage industry.
Services
Commercial Lending
Residential Lending
Reverse Mortgages
SBA Loans
VA Loans
FHA Loans
Conventional Loans
Jumbo Loans
Fix and Flip Loans
Refinances
Details
- Year established: 2005
Highlights and features
- We offer over 18 years of experience in mortgage financing.
- Our team holds multiple industry awards and recognitions.
- We provide customized loan options for unique client needs.
- Our BBB A+ rating reflects our commitment to ethical practices.
- We guarantee 24/7 personalized support for all clients.
Associations and certifications
- Better Business Bureau
What people say
Exceeded expectations
Knowledgeable and friendly
Helped when all hope was gone
Magic mortgage man
Amazing care and service
Services
Commercial Lending
We provide tailored financing solutions for commercial real estate projects, including development, acquisition, and refinancing. Our expertise ensures competitive rates and flexible terms for businesses of all sizes. Clients benefit from our deep market knowledge and commitment to delivering efficient, transparent transactions that support long-term growth.
Residential Lending
Our residential mortgage services cater to first-time buyers, investors, and homeowners seeking refinancing options. We offer conventional, FHA, VA, and Jumbo loans with personalized guidance throughout the approval process. With a focus on affordability and client education, we simplify home financing for every stage of life.
Reverse Mortgages
Designed for homeowners aged 62+, our reverse mortgage solutions allow clients to access home equity while maintaining ownership. We prioritize clear communication and ethical practices to ensure financial security and peace of mind for retirees.
Fix and Flip Loans
Short-term financing for real estate investors purchasing and renovating properties. We streamline the process with quick approvals and flexible repayment options, enabling investors to capitalize on high-return opportunities in competitive markets.
SBA Loans
We facilitate Small Business Administration-backed loans to support entrepreneurs and growing businesses. Our team simplifies the SBA application process, offering low down payments and favorable terms to foster long-term business success.
People
Adam P. Smith
President, CEO
Founder and leader with 18 years of mortgage expertise, Adam has facilitated billions in loans and earned national recognition for innovation and community service.
Kimberly Havens
Senior Loan Officer & Reverse Mortgage Expert
With 28 years in the industry, Kimberly specializes in guiding seniors through reverse mortgage solutions, combining real estate and lending expertise to empower clients.
Dairys Friend
Operations Director
Overseeing compliance and operations, Dairys brings 30 years of administrative and regulatory experience to ensure seamless, ethical lending practices.
Jenn Wayboer
Marketing Director
Jenn leads strategic marketing initiatives, leveraging her background in communications to enhance client outreach and brand visibility.
Erika Lefkowitz
Transaction Director
Erika manages loan transactions with precision, ensuring timely closures and exceptional client support through every phase of the process.
Questions
What loan types do you offer?
We provide commercial mortgages, residential loans, reverse mortgages, SBA loans, VA loans, and investment property financing tailored to client needs.
Are reverse mortgages a good option for retirees?
Reverse mortgages allow seniors to access home equity while retaining ownership. We provide unbiased guidance to determine if this suits your financial goals.
How do I apply for a mortgage?
Start by submitting an online application or contacting our team for prequalification. We streamline the process with personalized support from approval to closing.
Do you serve clients outside Colorado?
While based in Colorado, we offer loan solutions to clients nationwide through our network of trusted partners and digital platforms.
What sets you apart from other lenders?
Our commitment to integrity, personalized service, and decades of expertise ensure tailored financing solutions that prioritize your financial well-being.
Can I get a loan with a poor credit score?
We evaluate applications holistically and offer non-qualified mortgage options to clients with unique credit challenges.
Videos
Reviews (5)
Steel Parker
Sep 25, 2021
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Adam will call repeatedly and beg to go through his lending services. Once agreed upon he will disappear and let his incompetent office deal with all matters. As other reviewers have disclosed, CORE has poor communication and you will constantly have to call or email for updates. They delayed my loan process for over a month and could not get their act together. Again, they will never take accountability for lack of professionalism but will be the first to point their patronizing finger at the customer. Worst group of misfits I have ever worked with lead by their ringleader, the YouTube guy Adam
Noah Van Alstyne
Sep 04, 2021
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The lack of professionalism demonstrated to me by the staff of Colorado Real Estate Finance Group would be comical if not for the hundreds of thousands of dollars at stake. As a first time home owner, I selected CORE at the recommendation of my realtor and could not have been more disappointed in the quality of service I receive. The staff communicates exclusively through patronizing emails and clearly lacks the most basic of customer service skills. My closing was delayed by several days as a result of their lack of communication regarding expected documents. But rather than apologize for the
Lars Barricklow
Jun 16, 2021
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The entire team was professional and timely in responding during critical times during our home closing process. They continuously ensured we felt comfortable from start to finish and thoroughly answered all questions we had. Truly a pleasure working with this team!
Colleen Kelley
Apr 21, 2021
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Adam and his team are AMAZING! It was easy to get in touch with them when we had questions. They were instantly on top of anything that needed attention. Our rate was lower than expected. Would highly recommend.
Kristie McDonough
Nov 10, 2020
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Adam helped us with our mortgage when we first moved to Colorado and bought our home and then again later when we refinanced our house. Each experience was a pleasure. Incredibly knowledgable guy with a lot of integrity. Added bonus: weve become great friends with Adam and his family through all of this. Highly recommend.
