Da Mortgage Dude

Business Details

20 Years

experience

Your Trusted Mortgage Partner in Naperville

Founded in 2006, Da Mortgage Dude has established itself as a trusted partner in the mortgage industry. Our team, led by licensed loan originator Vincent Viriyakul, prioritizes integrity, transparency, and client-centered service. With decades of combined experience, we specialize in delivering customized mortgage solutions tailored to individual financial goals. Our expertise spans conventional loans, FHA programs, VA loans, and non-QM financing, ensuring accessibility for diverse client needs. We maintain rigorous adherence to ethical standards, operating under NMLS and FHA accreditations.

Our mission focuses on simplifying the home financing process through clear communication and personalized guidance. By fostering long-term relationships built on trust, we aim to make homeownership achievable and stress-free. Our commitment to excellence is reflected in our track record of client satisfaction and industry recognition. Whether purchasing a first home, investing in real estate, or refinancing, clients benefit from our dedicated support and market knowledge. We remain available to address inquiries promptly, ensuring a seamless experience throughout the mortgage journey.

Services

Conventional Loans FHA Loans VA Loans DSCR Loans Non-QM Loans

Details

Year established: 2006

Highlights and features

We offer 18 years of mortgage industry experience since 2006
Our team provides personalized loan recommendations based on client needs
We maintain transparent communication throughout the mortgage process
Our licensed professionals prioritize integrity and ethical lending practices
We specialize in hard-to-place loan scenarios including low-FICO and non-QM programs

Associations and certifications

NMLS
FHA

What people say

Absolute game-changer Seamless and stress-free Perfect solution Expertise and dedication Better experience

Website

Update Listing

Services

Conventional Loans

We offer conventional mortgage solutions for home purchases and refinancing with competitive rates and flexible terms. Our experienced team guides clients through the application process, ensuring clear documentation requirements and timely approvals. Ideal for borrowers seeking standard financing options without government-backed programs.

FHA Loans

Specializing in FHA programs including low-FICO and 203k renovation loans, we help clients with lower credit scores achieve homeownership. Our process simplifies qualification requirements while maintaining compliance with federal regulations. We provide expert guidance on down payment assistance and mortgage insurance requirements.

VA Loans

We facilitate VA loan programs for eligible veterans with minimum credit scores starting at 550. Our team handles the unique documentation requirements and entitlement verification process. We specialize in helping military families access zero-down payment options and favorable interest rates.

Non-QM Loans

Our non-qualified mortgage programs cater to borrowers with unique financial situations. We offer asset-based verification, bank statement options, and flexible debt-to-income ratio calculations. These solutions serve self-employed individuals and those with unconventional income sources seeking homeownership opportunities.

DSCR Loans

We provide debt service coverage ratio loans for real estate investors. Our programs evaluate property cash flow rather than personal income, ideal for portfolio builders. We offer competitive terms for residential investment properties with streamlined approval processes.

People

Vincent Viriyakul

Licensed Loan Originator

With 18 years of mortgage industry experience since 2006, Vincent specializes in personalized loan solutions. He prioritizes transparent communication and ethical lending practices, helping clients navigate complex financing options. His client-first approach focuses on long-term financial success.

Questions

What mortgage programs do you offer?

We provide conventional, FHA, VA, DSCR, and non-QM loans to accommodate diverse financial situations.

How can I check current mortgage rates?

Visit our website's mortgage rate chart section for up-to-date pricing and program details.

Are you an FHA-approved lender?

Yes, we are an approved FHA lender with expertise in government-backed loan programs.

How do I start the mortgage process?

What areas do you serve?

We primarily serve Naperville, IL and surrounding communities with flexible financing options.

Can I get pre-approved online?

Yes, use our online 'Get Approved' tool or contact our team for personalized pre-approval assistance.

Reviews (6)

Write a Review

Priscilla Aintnostoppingmenow Dorsey

May 13, 2021 Report

He told him what we ws looking and qht we expected and he did not stop until I walked into my dream house he ws patient with me n my guy n now I looking forward to working with him on our income property very soon

Eric Mullins

Apr 30, 2021 Report

Positive:Professionalism,Responsiveness
Vincent gets the job done and we lived in Apopka, Florida. He's a good communicator and he's very professional.

Brent Cleghorn

Dec 31, 2020 Report

Absolutely great and flawless transition into my new refinance. I am very happy with my results! Highly recommended !

Sydney Horwath

Dec 30, 2020 Report

I was having a very hard time trying to find a new place to move on my own. I reached out to Vince for assistance and could not be happier that I did! He committed almost every day for two weeks to going on walk throughs , answering my questions, and checking in to see if there was anything else I needed.When it came down to finding the place I wanted, he negotiated on my behalf and got me everything I wanted! I will definitely be using him for every move in the future and recommending him to all my family and friends! He went above and beyond for me

David Leary

Mar 05, 2020 Report

I initially reached out to Vince under my own personal understanding that I would need a miracle to take the leap into owning my own property. As I had been focused on furthering my education over the past 10 years, I had a less than ideal employment record, in fact, a record that would probably steer most realtors away from the perspective of… myself being a serious buyer. Despite these foreseen challenges, Vincent came to the table with an abundance of knowledge and sincere confidence that we could proceed and find myself a place to call home. As a first time home buyer and all the ignorance

Valerie Hall

Jul 02, 2019 Report

This guy is amazing. He really worked hard to get me the best rate plus some extras. He communicated with me through the whole process even on the weekends if I had questions. The closing took place in my home and went so smoothly. I will definitely use him again if needed.
5 Stars All The Way!!!