Business Details
Trusted Financial Advisors in Gardena, CA
Gardena Financial was founded on the principle that financial education and strategic planning can transform lives. With over two decades of experience in tax preparation, investment management, and retirement planning, our team combines deep industry expertise with personalized service. Our founder, Kiak Tae, brings a unique perspective shaped by overcoming adversity and a commitment to empowering everyday Americans. We specialize in integrating tax strategies with long-term financial goals, offering clients access to Fortune 500 partnerships while maintaining the personalized touch of a locally-owned firm.Our approach emphasizes transparency, ethical practices, and comprehensive solutions tailored to individual circumstances. Through decades of combined experience in finance, real estate, and insurance, we provide clients with the tools to achieve financial security. Our services are designed to simplify complex financial decisions while maintaining strict compliance with regulatory standards. We measure success through client satisfaction and the tangible financial improvements we help achieve.
Services
Tax preparation
Investment management
Retirement planning
Mortgage services
Life insurance
Medicare insurance
Long-term care insurance
Asset allocation
Behavioral coaching
Portfolio rebalancing
Highlights and features
- We offer 20+ years of tax preparation experience with Enrolled Agent credentials
- Our team holds securities licenses including Series 7, 66, and 24
- We integrate tax strategies with comprehensive financial planning
- Our founder teaches financial literacy at local educational institutions
- We partner with Fortune 500 companies while maintaining personalized service
Associations and certifications
- Enrolled Agent
Services
Tax preparation
Our tax preparation service maximizes deductions while minimizing audit risk through expert application of tax codes. We provide IRS representation and free evaluations of prior returns. Our team combines Enrolled Agent credentials with securities licenses to ensure comprehensive tax strategies that integrate with broader financial planning.
Investment management
We develop customized investment portfolios based on risk tolerance and long-term goals. Our services include behavioral coaching, asset allocation, and periodic rebalancing. With partnerships at TD Ameritrade and Charles Schwab, we offer access to institutional-grade investment solutions while maintaining personalized oversight of client portfolios.
Retirement planning
Our retirement planning service uses MoneyGuidePro software to create comprehensive strategies for clients within six years of retirement. We analyze Social Security optimization, tax implications, and healthcare costs. The service includes detailed cash flow analysis and withdrawal strategies to ensure financial security throughout retirement.
Mortgage services
We provide mortgage services through partnerships with United Wholesale Mortgage and other lenders. Our approach combines competitive rates with financial planning integration. We offer guidance on pre-approval processes, loan options, and affordability calculations while maintaining transparency about all associated costs.
Insurance services
Our insurance services focus on life, Medicare, and long-term care coverage. We help clients evaluate existing policies and select appropriate coverage levels. While we don't provide property insurance directly, we coordinate with external agents to ensure comprehensive risk management solutions that align with overall financial plans.
People
Kiak Tae
Founder
Kiak Tae overcame childhood adversity in Cambodia to become a respected financial professional. He holds multiple financial licenses and combines personal experience with technical expertise to guide clients toward financial security through education and strategic planning.
Questions
What tax services do you offer?
We provide individual and small business tax preparation, audit representation, and tax problem resolution services. Our Enrolled Agent professionals help maximize deductions while minimizing audit risk.
Do you offer mortgage services?
Yes, we offer mortgage services through partnerships with wholesale lenders. Our services include loan origination, pre-approval guidance, and affordability analysis while maintaining competitive rates.
What investment management services are available?
We offer portfolio management, asset allocation, and behavioral coaching services for clients with $200,000+ investable assets. Our minimum annual retainer is $2,900 billed quarterly.
What retirement planning services do you provide?
Our retirement planning includes Social Security optimization, tax projection analysis, and healthcare cost planning. The service costs $3,500 for individuals and $5,000 for couples with ongoing support available.
What insurance products do you offer?
We specialize in life insurance, Medicare supplements, and long-term care insurance. While we don't provide property insurance directly, we coordinate with external agents for comprehensive coverage.
What credentials do your advisors hold?
Our advisors hold Series 7, 66, and 24 securities licenses. We have Enrolled Agent credentials for tax representation and maintain partnerships with major financial institutions for comprehensive service delivery.
