Business Details
42 Years
experience
Your Trusted Financial Partner for Retirement Planning
Valtinson Bruner Financial Planning has been dedicated to providing comprehensive financial guidance since 1984. Our firm was founded on the principle of simplifying complex financial concepts through clear communication and personalized strategies. We specialize in retirement planning, tax optimization, and wealth management, serving clients throughout their financial journey. Our team of certified professionals combines decades of collective experience with a fiduciary commitment to act in our clients' best interests. We offer end-to-end financial solutions, from cash flow management to estate planning, ensuring every aspect of our clients' financial lives is coordinated. Our proprietary 3-step Personal Financial Summary process provides actionable insights tailored to individual goals and timelines.We maintain transparency in all our fee-based services and prioritize long-term client relationships built on trust and accountability. Our expertise extends to business planning, insurance risk management, and legacy development, addressing both immediate needs and future aspirations. Through educational resources like our Sketchpad Simple blog, we empower clients to make informed financial decisions. Our growth has been driven by client referrals, reflecting our consistent delivery of reliable, client-centered service. We remain committed to evolving our capabilities while maintaining the personalized approach that has defined our practice for nearly four decades.
Services
Financial Planning
Tax Services
Retirement Planning
Estate Planning
Investment Planning
Business Planning
Legacy Development
Insurance Risk Management
Cash Flow Analysis
Income Tax Strategies
Details
- Year established: 1984
Highlights and features
- We are a fiduciary, fee-based firm committed to acting in your best interest
- Our team includes CFP, ChFC, and RICP certified professionals
- We coordinate all aspects of financial planning including tax strategies
- We've helped clients since 1984 with personalized, long-term solutions
- Our proprietary 3-step financial review process delivers actionable insights
What people say
Personalized service
Tax reduction strategies
Retirement planning clarity
Fiduciary commitment
Long-term relationships
Services
Retirement Planning
Our retirement planning service creates customized strategies to ensure financial security during retirement. We analyze current assets, projected income needs, and risk tolerance to develop sustainable withdrawal plans. The process includes Social Security optimization, healthcare cost projections, and tax-efficient income strategies.
Tax Services
Our tax services focus on minimizing lifetime tax liabilities through strategic planning. We implement legal tax reduction strategies, coordinate tax planning with investment decisions, and provide IRS representation. Services include income tax planning, business tax strategies, and tax-efficient retirement distributions.
Estate Planning
Estate planning services ensure your assets are distributed according to your wishes while minimizing tax implications. We create comprehensive plans that include wills, trusts, power of attorney documents, and charitable giving strategies to preserve family wealth across generations.
Investment Planning
Our investment planning service develops personalized portfolio strategies aligned with financial goals and risk tolerance. We focus on asset allocation, diversification, and tax-efficient investing to maximize returns while maintaining appropriate risk levels for each client's unique situation.
Business Planning
Business planning services address succession planning, employee benefit programs, and tax optimization for business owners. We develop strategies to protect business assets, facilitate ownership transitions, and implement retirement plans that benefit both owners and employees.
People
Larry Valtinson
Founder
Larry established the firm in 1984 and pioneered the sketchpad approach to financial planning. With over 40 years of experience, he built the practice on principles of transparency and client education before partnering with Rob Bruner in 2013.
Rob Bruner
Co-Founder
Rob joined as partner in 2013 after working at a national financial firm. Holding CFP, ChFC, and RICP designations, he expanded the firm's capabilities while maintaining its commitment to personalized service and fiduciary standards.
Brandon Valtinson
Financial Planner
Brandon joined the team in 2019, bringing analytical expertise from his banking background. He focuses on client service and financial analysis, continuing the firm's tradition of multi-generational financial planning expertise.
Kellen Enright
Tax Specialist
Kellen joined in 2023 to strengthen the firm's tax planning capabilities. His expertise in financial and tax strategies enhances the firm's ability to provide comprehensive solutions that coordinate investment, retirement, and tax planning.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including income strategies, Social Security optimization, healthcare cost projections, and tax-efficient withdrawal plans tailored to individual goals and timelines.
Do you handle tax planning as part of financial services?
Yes, we integrate tax planning with financial strategies to minimize lifetime tax liabilities through legal tax reduction methods and coordinated investment decisions.
What estate planning services are available?
Our estate planning includes wills, trusts, power of attorney documents, and charitable giving strategies to ensure asset distribution according to your wishes while minimizing tax implications.
How do you approach investment management?
We develop personalized portfolio strategies focusing on asset allocation, diversification, and tax efficiency to maximize returns while maintaining appropriate risk levels for each client's situation.
What business planning services do you provide?
We offer succession planning, employee benefit programs, and tax optimization strategies for business owners to protect assets and facilitate smooth ownership transitions.
How are your services different from other financial advisors?
As fiduciaries since 1984, we combine personalized service with comprehensive planning that coordinates all financial aspects, including tax strategies often overlooked by other advisors.
Reviews (4)
Shehla Mushtaq
Jan 05, 2022
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Larry and his team are top-notch professionals. They are very well versed in all aspects of investment management and taxes. They explain things in detail, so I love that I get to learn so much from the Valtinson team. The team are also very responsive to my queries. I am so grateful to have been introduced to the Valtinson team many years ago!!
Rose Berglund
Jan 04, 2022
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We have been with Valtinson for many years and would highly recommend them for financial planning along with tax preparation. They are a full service firm and are always available if we have questions or need help, especially from Rob Bruner. Many thanks for all of your good services. Gregg and Rose Berglund
Sandee
Jan 01, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
Very personableIm a client as well as a friend. They take care of my portfolio, taxes, process my RMDs, everything. I dont have to read the fine print anymore, complete any forms.the Valtinson group takes care of it all.
Very personableIm a client as well as a friend. They take care of my portfolio, taxes, process my RMDs, everything. I dont have to read the fine print anymore, complete any forms.the Valtinson group takes care of it all.
Laura Mogelson
Dec 19, 2021
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Valtinson was recommended to me by a close friend after they helped her with some estate planning. They are long time customers of my friends parents as well. Then, when I had a highly complex situation come up with my families estate planning, they came to the rescue. I couldnt have figured it out or managed without them. Very competent and responsive. They also do an excellent job with simple and more difficult taxes. Ive seen them in action with another friend in a complex situation as a widow and they were great.
