When you walk through our doors, you can expect to be treated to a warm welcome, outstanding service, and the confidence in knowing that you are a member of a credit union that makes you feel comfortable and at home. When you come to us for a loan to make a new home or auto purchase possible, you can expect to be treated with respect, get a fair deal and benefit from a solution that is designed for your specific need.
When you are considering how you want to access your money, you can expect us to provide you with a variety of options including online and mobile banking, centralized office location, phone service and a fee-free ATM - and we will look forward to serving you, no matter which method you choose.
When you are considering how you want to access your money, you can expect us to provide you with a variety of options including online and mobile banking, centralized office location, phone service and a fee-free ATM - and we will look forward to serving you, no matter which method you choose.
Services
Money Market
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BCU's Money Market Account is the perfect option for those looking for a higher rate of return with convenient, no-penalty access to funds. This account requires a minimum deposit of $2,500 and is tiered, so the more you save, the more you'll earn. Ready to maximize your savings? Open your account using our online account application, stop by our office, or give us a call at 715-359-7012.
Certificates
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Or, choose a short-term investment for just 91 or 180 days with a minimum deposit of $2,500. Your rate is guaranteed for the term of the certificate you open, and a penalty will be imposed if certificate funds are withdrawn before the maturity date. Have a young person in your life? In addition to our kid's Moola Club savings account, we also offer members under age 18 an opportunity to open a one-year certificate with just $100!
Individual Retirement Accounts
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An Individual Retirement Account (IRA) is a personal, tax-sheltered savings plan that allows a wage earner to build a substantial fund and potentially defer or pay no taxes on dividends. In short, IRAs are a smart way to save for the future! Plus, rest easy knowing your IRA is separately insured from your other credit union deposits, up to $250,000.
Health Savings
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Do you have a High Deductible Health Plan (HDHP)? If so, you likely qualify for a Health Savings Account (HSA), a helpful way to save for your current and future medical expenses and reduce your taxable income. How much you contribute to your HSA each year is up to you; however, you cannot exceed government-mandated maximums.
Auto Loans
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When you purchase a new or used vehicle, you want to make sure it's from someone you trust. The same can be said for where you finance your vehicle. GAP and TotalRestart auto replacement helps you replace your total loss vehicle with one similar to the one you originally purchased. Payment Protection Options protects your loan in the event of unemployment, disability or loss of life.
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