You have many options for depositing funds into your accounts with UFCU. Deposit checks anytime, anywhere with our Mobile Banking app. Plus, UFCU has ATMs throughout Central Texas and Galveston County where you can make deposits when it's convenient for you. It's fast and easy to make loan payments with Online Banking or the Mobile Banking app.
Make one-time or recurring online or mobile payments toward credit cards, auto loans, and UFCU personal loans, or to any other third-party financial institution. Our Quick Service Guide shows you at a glance all the ways you can complete any UFCU transaction. Whether you're looking for on-the-go or in-person services, take care of your financial business your way.
Make one-time or recurring online or mobile payments toward credit cards, auto loans, and UFCU personal loans, or to any other third-party financial institution. Our Quick Service Guide shows you at a glance all the ways you can complete any UFCU transaction. Whether you're looking for on-the-go or in-person services, take care of your financial business your way.
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Our story
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University Federal Credit Union was chartered in 1936, and it has grown into a strong, healthy and growing financial cooperative, serving more than 200 universities, associations and employers in Central Texas and Galveston County. 2019 - Named Austin's top mortgage company and credit union by the Austin Business Journal for the fourth consecutive year.
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Loan Rates
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These rates do not apply to loans of $100,000 or more. For loan amounts of $100,000 or more, please call (512) 498-CARS (2277) for current rates and terms. Term restrictions may apply. How much will you pay? UFCU sets loan rates based on the term of the loan (in months) and the credit history of the borrower.
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Direct Deposit
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Understand End-of-Year Deposit Delays, longer than average call hold times and appreciate your patience. Are you expecting a direct deposit to clear soon? December brings circumstances that impact our ability to process deposits to your, for those who benefit from UFCU's early direct deposit perk. If you're accustomed to receiving your first, to know and do: Rest assured that your direct deposit will clear as soon as possible.
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