Business Details
25 Years
experience
Your Trusted Partner for Financial Planning & Insurance Solutions
Since 2001, we have dedicated ourselves to addressing the unique financial and insurance needs of our clients through personalized solutions. Our team of experienced professionals works closely with individuals and businesses to develop tailored strategies that ensure compliance, cost-effectiveness, and long-term security. We prioritize client collaboration, helping navigate complex regulatory landscapes while focusing on retirement planning, health insurance, and investment advisory services.With offices in Texas and Florida, we combine local expertise with national industry leadership to deliver comprehensive financial protection. Our commitment to fiduciary responsibility and client education has allowed us to build trusted relationships that span decades, adapting to evolving market conditions while maintaining a steadfast focus on client success.
Services
Financial Planning
Retirement Planning
Health Insurance
Life Insurance
Medicare Plans
Employer-Sponsored Plans
Tax Preparation
Payroll Services
Risk Management
Investment Advisory
Details
- Year established: 2001
Highlights and features
- We offer personalized financial and insurance solutions tailored to your unique needs.
- Our team includes industry-recognized experts with decades of combined experience.
- We provide fiduciary-level investment advisory services adhering to strict compliance standards.
- We specialize in simplifying complex employer-sponsored benefit programs for small businesses.
- Our advisors hold advanced licenses including Series 65 and ERISA fiduciary certifications.
Services
Financial Planning
Our comprehensive financial planning services help clients achieve long-term financial security through customized strategies. We analyze your current financial situation, future goals, and risk tolerance to create actionable plans covering retirement, education funding, and estate planning. With fiduciary-level accountability, we ensure all recommendations align with your best interests while navigating complex regulatory requirements.
Retirement Planning
We specialize in designing employer-sponsored retirement plans that attract top talent while meeting compliance standards. Our expertise includes 401(k) plan construction, fiduciary guidance, and ERISA regulations. We help businesses implement cost-effective solutions that simplify administration while maximizing employee benefits through personalized investment options and ongoing plan management.
Health Insurance
We provide access to top-rated health insurance carriers with personalized plan selection assistance. Our services cover individual, family, and employer-sponsored plans including ACA-compliant options, Medicare supplements, and short-term coverage. We help clients navigate enrollment processes, compare benefits, and find cost-effective solutions while ensuring compliance with current healthcare regulations and mandatory disclosure requirements.
Life Insurance
Our life insurance solutions protect families and business interests through term, whole, and universal life policies. We evaluate clients' financial obligations, income replacement needs, and estate planning goals to recommend appropriate coverage amounts. With relationships across multiple carriers, we secure competitive rates and policy features tailored to individual circumstances and long-term financial objectives.
Tax Preparation
We offer professional tax preparation and accounting services for individuals and businesses. Our certified professionals handle personal and corporate tax returns, payroll processing, and financial statement preparation. We ensure compliance with federal and state regulations while identifying legitimate deductions and credits to optimize tax outcomes through accurate, timely, and secure financial reporting.
People
Charles Rosen
President and CEO
With over 20 years in financial services, Charles leads healthcare reform advocacy efforts nationally while managing strategic client relationships. He holds leadership roles in NABIP and contributes to policy development affecting businesses and government agencies.
Vincent Lombardo
Investment Advisor Representative
A 25-year industry veteran, Vincent specializes in retirement plan design for small to mid-sized businesses. He holds Series 65 and insurance licenses, maintaining fiduciary compliance while serving clients across multiple states.
Manuel Menendez
Investment Advisor Representative
With 27 years of experience, Manny focuses on comprehensive financial planning for families and businesses. He combines securities and insurance expertise to create holistic wealth management strategies from the Florida branch office.
Amy Hall
Investment Advisor Representative
A licensed life insurance agent and accounting professional, Amy manages payroll services for 100+ employees and provides tax preparation for diverse clients. She holds a BS in Accounting from University of South Florida with Beta Alpha Psi honors.
Paul Ramirez
Independent Agent
A decade of insurance experience informs Paul's approach to integrating risk management with retirement planning. He holds MBA and BS degrees in Business Management, serving Texas and California clients with personalized asset protection strategies.
Questions
What financial services does CPR Financial offer?
We provide retirement planning, investment advisory, health insurance, life insurance, and tax preparation services for individuals and businesses.
Do you work with small businesses?
Yes, we specialize in employer-sponsored benefits and retirement plans for small to mid-sized businesses, including compliance assistance and HR support.
Are your advisors fiduciaries?
Our investment advisors act as fiduciaries, legally obligated to prioritize client interests in all financial recommendations and investment decisions.
Do you offer Medicare planning?
Yes, we help transition clients to Medicare with supplement plans, Advantage options, and Part D drug coverage coordination.
What areas do you serve?
We primarily serve Texas and Florida clients from offices in Prosper, Frisco, and North Miami with virtual consultations available nationwide.
