Business Details
Trusted Public Adjusters in Towson, MD
Loss Recovery Experts has been advocating for homeowners' rights in insurance claims for over a decade. Our team of licensed public adjusters specializes in maximizing claim settlements through meticulous policy evaluation and damage assessment. With advanced training in fire, water, and structural damage recovery, we represent policyholders in negotiations with insurance companies to ensure fair compensation.Our contingency fee model ensures clients only pay when we successfully recover funds. Serving all of Maryland, we combine 20 years of industry experience with personalized service to protect homeowners' investments.
Services
Public Adjusting
Insurance Claim Negotiation
Policy Review
Damage Assessment
Loss Recovery
Highlights and features
- We have over 20 years of experience in property damage recovery.
- Our team includes certified corporate trainers in insurance claims.
- We work on a contingency fee basis with no upfront costs.
- Advanced training in fire, water, and structural damage restoration.
- Serving all of Maryland with localized claims expertise.
What people say
Maximized insurance payouts
Expert policy explanations
Dedicated advocacy
Professional service
Successful claim reopenings
Services
Public Adjusting
We represent homeowners in insurance claims to ensure fair compensation. Our licensed public adjusters analyze policies, document damages, and negotiate settlements. With expertise in complex claims, we help clients recover maximum payouts for property losses.
Damage Assessment
Our team conducts thorough property inspections to identify covered damages. We create detailed estimates for repairs and negotiate with insurers to cover full replacement costs. This includes structural, water, fire, and storm-related damages.
Policy Review
We review homeowners' insurance policies to clarify coverage limits and exclusions. Our experts identify underinsured areas and recommend policy improvements to protect against future losses.
Claim Negotiation
We handle all communications with insurance companies to secure fair settlements. Our team prepares documentation, coordinates with experts, and ensures claims are processed efficiently and transparently.
Loss Recovery
We help homeowners restore properties to pre-loss condition after damage events. Our services include coordinating repairs, managing contractors, and ensuring insurance payouts cover complete recovery efforts.
People
M. Patrick Sauer
Licensed Public Adjuster
Licensed since 2010 with 20 years industry experience, trained over 200 professionals, and specializes in fire, water, and mold damage claims.
Dr. Michael A. Capilli
Senior Vice President
17-year public adjusting veteran, board member of AAPIA, and oversees national training programs for public adjuster education and standards.
Questions
What services do you offer?
We specialize in public adjusting, insurance claim negotiation, policy review, damage assessment, and loss recovery for homeowners.
How do you charge for services?
We work on a contingency fee basis - no payment unless we successfully recover funds from your insurance claim.
Do you serve areas outside Baltimore?
Yes, we serve all of Maryland with local expertise in property damage claims and insurance negotiations.
What types of damage do you handle?
We handle fire, water, storm, roof, siding, and structural damages, including complex claims requiring expert documentation.
How can you help with insurance claims?
We analyze policies, document damages, negotiate settlements, and ensure insurers provide fair compensation based on coverage terms.
What is your experience level?
Our team includes licensed public adjusters with 17-20 years industry experience and advanced training in damage restoration and claim negotiation.
