Business Details
Your Trusted Insurance Partner in Raleigh, NC
Triangle Life and Health is a trusted local insurance agency dedicated to helping families secure comprehensive healthcare coverage. With a focus on personalized service, we specialize in ACA insurance, Medicare plans, life insurance, and supplemental policies tailored to individual needs. Our team provides expert guidance through the complexities of insurance enrollment, ensuring clients understand their options and select plans that align with their health requirements and budget.Operating across North Carolina, we prioritize transparency, client education, and ongoing support to build lasting relationships. Our commitment to simplifying insurance decisions has made us a reliable partner for individuals seeking affordable and effective coverage solutions.
Services
ACA Insurance
Medicare Plans
Life Insurance
Dental Insurance
Hospital Indemnity
Short-Term Medical
Highlights and features
- We provide personalized insurance consultations tailored to individual healthcare needs.
- Our team offers localized expertise in North Carolina's insurance market.
- We simplify complex enrollment processes for ACA and Medicare plans.
- We maintain partnerships with major insurers like Blue Cross NC for reliable coverage.
- We offer year-round support for policy adjustments and claims assistance.
Services
Medicare Plans
We offer comprehensive Medicare solutions including Part A, B, C, and D plans. Our services help seniors and eligible individuals access hospital coverage, medical care, prescription drugs, and supplemental benefits. We guide clients through plan comparisons, enrollment, and annual adjustments to ensure optimal coverage that adapts to changing healthcare needs.
ACA Insurance
Our ACA-compliant plans provide essential health benefits mandated by the Affordable Care Act. We assist individuals and families in selecting cost-effective marketplace plans with subsidies where applicable. Our team ensures clients understand metal tiers, deductibles, and network restrictions to make informed decisions about their healthcare coverage.
Life Insurance
We offer term life and burial insurance policies to protect loved ones financially. Our solutions cater to different life stages, providing death benefits for final expenses, income replacement, or legacy planning. We work with multiple carriers to find policies matching clients' budget and coverage duration requirements.
Hospital Indemnity
These plans provide cash benefits for hospital stays and related medical expenses. We help clients select policies that supplement primary insurance, covering deductibles, copayments, and out-of-pocket costs. Our offerings include customizable benefit amounts and flexible terms to match individual risk profiles.
Short-Term Medical
Our short-term plans bridge coverage gaps during life transitions like job changes or retirement. These affordable policies offer limited-duration protection for unexpected illnesses or accidents. We ensure clients understand policy exclusions and limitations while finding cost-effective interim solutions.
Questions
What Medicare plan types do you offer?
We provide Medicare Part A, B, C, and D plans including Advantage, Supplement (Medigap), and Prescription Drug coverage options.
Can I compare ACA plans through your agency?
Yes, we offer ACA-compliant marketplace plans with subsidies and help compare metal tiers, networks, and cost-sharing structures.
Do you offer life insurance with guaranteed approval?
We provide term life and burial insurance options, including simplified issue policies for seniors with health considerations.
Are your services free for clients?
Our consultation and plan selection services are complimentary - we earn commissions from insurance carriers when clients enroll.
How do I schedule a Medicare review?
Call 919-679-9719 or use our website's contact form to schedule a free annual Medicare plan review.
What areas do you serve in North Carolina?
We serve Raleigh, Durham, Charlotte, Greensboro, and surrounding areas across the entire state of North Carolina.
Reviews (5)
Tynesha Scott
Dec 26, 2021
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Positive:Professionalism,Quality,Responsiveness
Mr. Brown was very professional and patient with me in explaining my benefits. He was very funny when I was having a not so good day. He also kept in contact with me to see how I was doing.
Mr. Brown was very professional and patient with me in explaining my benefits. He was very funny when I was having a not so good day. He also kept in contact with me to see how I was doing.
Anil Sharma
Dec 21, 2021
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Positive:Professionalism,Responsiveness
Their r very few people in my 71 yrs of life who I have met but no body like Michael Cubell unselfish, honest,knowledgeable, professional and helping understand your needs and dont try to sell you the world . I wish him all the best in the world
Their r very few people in my 71 yrs of life who I have met but no body like Michael Cubell unselfish, honest,knowledgeable, professional and helping understand your needs and dont try to sell you the world . I wish him all the best in the world
Joan Robertson
Oct 29, 2021
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Positive:Value
Provides excellent information and options for the client, and options to save money and still receive the services you are looking for.
Provides excellent information and options for the client, and options to save money and still receive the services you are looking for.
H. Devon Hedgepeth
Oct 23, 2021
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Positive:Professionalism,Quality,Responsiveness
I am completely satisfied with the services that I received from my personal agent, Michael Cubell. He was extremely knowledgeable and thorough in his presentations of options, and patient with explaining curtailing my choices to fit my individual needs. I highly recommend Triangle Life and Health.
I am completely satisfied with the services that I received from my personal agent, Michael Cubell. He was extremely knowledgeable and thorough in his presentations of options, and patient with explaining curtailing my choices to fit my individual needs. I highly recommend Triangle Life and Health.
Janice Martin
Oct 19, 2021
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The level of service and professionalism Ive received from Michael Cubell is unparalleled. Hes assisted me with applying for Medicare insurance (supplement and drug plan) and saved me money. I have always felt confident that I was making a wise choice. Michael has always taken the time to educate me and inform me about my various options. You can take heart in the fact that he legitimately cares about his clients and their well-being.
