New look, new site! There's plenty you'll love about this redesign. Explore updated features and functionality sure to give you a better banking experience, all from the same credit union you know and trust. Get personalized recommendations for products, services, and resources based on your life stage.
Just choose a goal and go! Make the best financial decisions using our valuable resources throughout the site - rates, calculators, comparison charts, webinars and much more. MECU is more than just a place to put your money. Check out the value of MECU membership and eligibility requirements to see how we can help you reach your financial goals.
Just choose a goal and go! Make the best financial decisions using our valuable resources throughout the site - rates, calculators, comparison charts, webinars and much more. MECU is more than just a place to put your money. Check out the value of MECU membership and eligibility requirements to see how we can help you reach your financial goals.
Services
About
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The MECU Credit Union story begins in 1936. During the height of the Great Depression, Baltimore workers were struggling to make ends meet. Numerous banks were closing and loan sharks were charging exorbitant interest rates and taking advantage of the working class. To ensure Baltimoreans were able to access affordable financial services, city employees joined together and MECU was founded.
Checking and Saving Rates
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It all begins with your hard work. Next, you take your earnings and put them into an account at MECU. Then, it's our turn. Thanks to our high deposit rates, we make generous payments to your savings accounts and to certain checking accounts. And that contribution means you end up with a good deal more than you started with.
Home Equity / Home Improvement Rates
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Your actual APR may be higher based on your loan amount, repayment term, collateral, credit history and ability to repay. MECU will pay the initial closing costs. If the loan is paid off and closed within 12 months of original note date, closing costs must be reimbursed to MECU by the borrower. Closing costs vary and generally range around $850 to $1,000 on a $20,000 loan.
Auto Loan Rates
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Save more when you finance your auto with MECU. Our affordable auto loan rates free up extra cash to pay for gas, tolls and accessories so you can ride in style. The auto loan rates listed above is our lowest available rate for each repayment tier and includes a rate discount of 0.25% with direct payment.
Savings Accounts
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It's normal to daydream about what you might do someday if you had some extra cash. But an even better idea is to try to turn those dreams into reality by opening an MECU savings account and taking advantage of our many money-growing opportunities. Your regular deposits plus our interest payments can help you get closer to your financial goals.
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