Business Details
Your Trusted Long-Term Care Insurance Consultant in Charlottesville
With over two decades of experience in construction, real estate, and financial planning, I founded my elder care advisory practice to address the growing need for comprehensive long-term care solutions. My background in managing complex development projects and advising on real estate transactions has equipped me with the analytical skills necessary to navigate insurance and retirement planning. Certified in long-term care and licensed as an insurance broker, I combine technical expertise with personal insight gained from caregiving for family members. My practice focuses on demystifying long-term care insurance, helping clients protect their assets while ensuring access to quality care.I collaborate with a network of attorneys, CPAs, and CFPs to create tailored strategies that align with individual needs and financial goals. My commitment to client education is reflected in community seminars and partnerships with local organizations dedicated to aging well. By prioritizing transparency and personalized service, I aim to transform the often-overwhelming process of long-term care planning into a manageable, confidence-building experience.
Services
Long-Term Care Consulting
Insurance Brokerage
Tax-Efficient Retirement Planning
Policy Review Services
Claims Assistance
Estate Administration
Reverse Mortgage Guidance
Funeral Pre-Planning
Aging in Place Coordination
Social Security Counseling
Highlights and features
- We offer 20+ years of experience in financial and real estate planning
- Our team provides personalized long-term care strategies tailored to your needs
- We maintain a professional network of attorneys and financial planners
- Our founder combines personal caregiving experience with industry expertise
- We provide free initial consultations to demystify insurance options
What people say
Personalized care
Immense knowledge
Professional accessibility
Peace of mind
Relationship-focused service
Services
Long-Term Care Consulting
We help clients navigate long-term care insurance complexities by reviewing existing policies, explaining benefits, and identifying coverage gaps. Our experts provide guidance on maximizing policy value while aligning care plans with personal and financial goals. We also assist with claims filing and policy adjustments to ensure adequate protection against future care costs.
Insurance Brokerage
We connect clients with customized insurance solutions from multiple providers to match their specific needs and budget. Our brokerage services include policy comparisons, application assistance, and ongoing support throughout the policy lifecycle. We work with top-rated insurers to ensure reliable coverage for long-term care needs while maintaining competitive pricing.
Tax-Efficient Retirement Planning
We develop comprehensive strategies to protect retirement assets while preparing for potential care costs. Our approach considers tax implications, investment preservation, and Medicaid planning to create sustainable financial plans. We collaborate with CPAs and financial planners to optimize retirement income while maintaining flexibility for changing care requirements.
Estate Administration
We assist with creating essential legal documents including powers of attorney, advance directives, and guardianship arrangements. Our services ensure clients' wishes are honored while simplifying complex administrative processes. We coordinate with estate attorneys to create comprehensive plans that address both healthcare and financial decision-making.
Aging in Place Coordination
We help clients implement home modifications and arrange community resources to support independent living. Our coordination services include connecting with local care providers, managing home safety assessments, and developing transition plans. We focus on maintaining quality of life while addressing evolving care needs in familiar environments.
People
Tracy Meade
Licensed Insurance Consultant
Certified elder care advisor with 20+ years in financial planning and real estate. Combines professional expertise with personal caregiving experience to create practical long-term care solutions for families.
Anita Dunbar
Associate Broker
35-year real estate veteran specializing in senior housing solutions. Helps clients navigate home transitions while maintaining financial stability through the Moving Forward seminar series partnership.
Questions
What is long-term care insurance?
Long-term care insurance covers assistance for individuals with chronic illnesses or disabilities requiring extended support with daily living activities.
Why do I need long-term care planning?
Proper planning protects your assets, ensures quality care access, and prevents financial strain on family members during health crises.
How do you help with existing policies?
We review current coverage, explain benefits, assist with claims filing, and identify gaps needing policy adjustments.
What areas do you serve?
We provide services to clients in Virginia, Maryland, Pennsylvania, and nationwide through virtual consultations.
What makes your practice different?
Combining 20+ years of financial planning experience with personal caregiving insights to deliver practical, compassionate solutions.
Do you offer free consultations?
Yes, we provide complimentary initial consultations to help clients understand their long-term care options and planning needs.
