We want to educate kids and youth on managing their personal finances and help them (and their parents) create a solid foundation for their future success. We offer a range of business banking services to help you build a strong foundation and reach your goals. Everyone's Federal Credit Union was originally founded in 1954 as Southern Pacific Railway Employees Federal Credit Union in Tucumcari, NM to serve the needs of railway employees.
The Credit Union officially changed our name to Everyone's Federal Credit Union in 1999 as we expanded our service area to Quay, Union and Guadalupe counties in Eastern New Mexico. Everyone's Federal Credit Union is committed to meet the needs of the members we serve with quality products and services.
The Credit Union officially changed our name to Everyone's Federal Credit Union in 1999 as we expanded our service area to Quay, Union and Guadalupe counties in Eastern New Mexico. Everyone's Federal Credit Union is committed to meet the needs of the members we serve with quality products and services.
Services
Who We Are
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Everyone's Federal Credit Union was federally chartered in 1954 as Southern Pacific Railway Employees Federal Credit Union. In 1999, the credit union changed our name to Everyone's Federal Credit Union. Everyone's Federal Credit Union has been established as an independent financial institution. All deposits are federally insured by the NCUA.
Become a Member
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As an owner, you'll be treated with courtesy and respect in a family-friendly atmosphere every time you visit. Membership is available to those that live, work, or worship within Quay, Union and Guadalupe Counties of the State of New Mexico. When you save with and borrow from us, you support an organization, whose sole purpose is to help its members prosper and move ahead financially.
Faq
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A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union.
Loan Products
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You can review our loan types and rates below and even calculate your loan payment prior to completing this application if you wish. Our on-line loan application is designed as a simplified application. Because of this, it may be necessary for us to get additional information from you, especially if you are applying for a more complicated loan.
Account Rates
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All share accounts are variable-rate accounts. Dividends are declared by the Board of Directors at the end of each quarterly dividend period. The rates below represent the last rate declared by the Board of Directors. Terms Certificates are fixed rate accounts for the term of the deposit. There is a penalty for early withdrawal.
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