Business Details
Your Trusted Financial Partner in Bloomington
IU Credit Union was founded with a commitment to community and financial well-being. Our institution provides a comprehensive range of banking, lending, and investment services tailored to meet the needs of individuals and businesses. With decades of local expertise, we prioritize personalized service and financial education to empower our members. Our team of experienced professionals delivers competitive rates on loans, mortgages, and savings products while maintaining a strong focus on community development. We offer secure digital banking solutions and maintain physical branches for face-to-face service.Through scholarships, local sponsorships, and financial literacy programs, we actively contribute to the communities we serve. Our governance structure ensures accountability and member representation. We continuously invest in technology to enhance user experience while maintaining strict security protocols. Our federally insured accounts provide peace of mind, and our transparent fee structures demonstrate our commitment to member value. This combination of traditional service values and modern financial solutions makes IU Credit Union a trusted financial partner.
Services
Personal Checking
Mortgage Loans
Business Banking
Investment Services
Auto Loans
Credit Cards
Online Banking
Savings Accounts
Student Loans
Wealth Management
Highlights and features
- We offer personalized financial education programs for local schools and communities
- Our team provides competitive certificate rates with transparent terms
- We maintain a strong local presence with seven branch locations
- Our digital banking platform features secure, user-friendly mobile solutions
- We provide specialized lending options for auto, mortgage, and business needs
Associations and certifications
- NCUA
Services
Personal Loans
We offer flexible personal loan options for various financial needs. Our lending specialists help members secure competitive rates for debt consolidation, major purchases, or unexpected expenses. With multiple loan terms available, we provide customized solutions that fit individual financial situations while maintaining transparent fee structures.
Mortgage Loans
Our mortgage lending team provides comprehensive home financing solutions. We offer fixed and adjustable rate mortgages with personalized guidance throughout the process. From first-time homebuyer programs to refinancing options, we help members achieve homeownership goals with competitive rates and local decision-making.
Business Checking
Designed for business needs, our checking accounts include features like mobile deposit capture and business debit cards. We offer tiered pricing structures and specialized services including payroll processing and merchant solutions. Our business bankers provide tailored financial management tools to support local companies' growth and operational efficiency.
Investment Services
Through our partnership with LaSalle St. Securities, we offer comprehensive investment solutions. Our registered representatives provide guidance on retirement planning, college savings, and portfolio diversification. We offer access to mutual funds, stocks, bonds, and tax-deferred annuities while emphasizing risk management and long-term financial strategies.
Auto Loans
We provide competitive financing for new and used vehicle purchases. Our auto loans feature flexible terms and special programs for first-time buyers. We offer refinancing options to reduce monthly payments and personalized service through our lending centers. Our team works with local dealerships to streamline the financing process for members.
People
Sarah Rogers
Senior Vice President, Business Lending
With over 25 years in financial services, Sarah specializes in commercial lending solutions. She focuses on understanding business needs to develop customized financing strategies while maintaining strong community banking relationships.
Marty Bales
Vice President, Business Lending
Marty brings 20 years of lending expertise to support business growth. He specializes in equipment financing and commercial real estate loans, helping local businesses expand operations through strategic financial partnerships.
Jim Spore
Registered Principal
As investment services leader, Jim provides wealth management guidance. He specializes in retirement planning and portfolio strategies, helping members achieve long-term financial goals through personalized investment approaches.
Questions
What types of loans does IU Credit Union offer?
We provide personal loans, mortgages, auto loans, student loans, and business financing options with competitive rates and flexible terms.
How can I access my account online?
Our digital banking platform offers 24/7 access to account management, bill payment, mobile check deposit, and secure messaging features through website and mobile app.
Are my deposits insured at IU Credit Union?
Yes, all deposits are federally insured up to $250,000 by the NCUA, with additional coverage through share insurance for specific account types.
What mortgage programs are available?
We offer conventional, FHA, VA, and USDA loans with competitive rates, including first-time homebuyer programs and refinancing options.
How do I report a lost or stolen card?
Contact our card services team immediately at 888-855-6928 for 24/7 assistance with card replacement and fraud protection measures.
What business services do you provide?
We offer business checking accounts, commercial loans, merchant services, payroll processing, and specialized financing solutions for local businesses of all sizes.
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Reviews (4)
Joe Hannell
Sep 24, 2021
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Generally I'm a big fan of IU Credit Union, but today, I visited using the drive-thru. Even though the teller was polite and curious; she failed to made sure the tube had forms for their members and my money wasn't sent out in an envelope within the tube. Not a big deal, and I understand if they are busy. But for some that don't bring masks don't want to venture inside the branch. Thank you.
Daniel Soto M.
Jul 16, 2021
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The best branch, we went to Bloomington to wire some money, they gave us a hard time and decided not to do it. We came to Greenwood branch it took some time but they have the patience and the best interest of the customers. We appreciate so much, you are just great thank you Hannah and the whole stuff.
Hene Tefera
Jul 04, 2020
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I went to IU credit Union about a year and half ago to refinance my car loan and I would say that they made my life so much easier and happier with having my car refinanced with them, they made everything so easy for me and helped me keep my car, they even worked with me after I moved to a different state that was nice of them, Im just very pleased with their service, great customer service and very nice people! Every person Ive talked to was nice and Natalie was the one I finished all the process with and she was amazing! I would recommend IU credit Union to anyone! I just wanted to say
Robyn M.
Apr 16, 2014
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Constant security breaches, they refuse to allow you to report a fraudulent charge without physically going into a branch to sign paperwork. This branch isn't open Saturday at all. After a large charge was reported as fraudulent, they allowed the charge to go through, overdrafting my account and charging me for it. I feel like they have security breaches at least every other month issuing new cards all the time. I ordered new checks in January, which I paid for, and STILL have not received them.
