Business Details
Alabama Independent Insurance Agents Association
Founded in 1896, we are Alabama's largest and oldest association dedicated to Property and Casualty Insurance, representing over 250 members statewide. Our organization empowers independent insurance agents by providing access to exclusive markets, premier services, and comprehensive educational resources. Through our AIMS department, we offer specialized coverages including Cyber, Errors & Omissions, and Employment Practices Liability insurance. Our award-winning Education Department delivers in-person courses and webinars to insurance professionals across the state. We advocate relentlessly for the independent agency system through dedicated lobbying efforts and political action committees at both state and national levels.Our members benefit from exclusive partnerships with top-tier insurance markets via Big I Markets, enabling streamlined access to over 30 insurance products. We maintain ownership of expirations with no access fees or volume commitments for our members. Our coalition partnerships provide cutting-edge solutions like technology-driven cyber insurance with proactive risk assessment and monitoring. We offer specialized programs including RLI Personal Umbrella policies with limits up to $5 million and the Selective Flood Program through FEMA partnerships. Our mission remains unwavering: to be the unrelenting advocate for independent insurance agents while serving the public's best interest.
Services
Property Insurance
Casualty Insurance
Life Insurance
Health Insurance
Employee Benefits
Retirement Products
Cyber Liability
Flood Insurance
Personal Umbrella
Commercial Umbrellas
Highlights and features
- We have over 125 years of experience serving Alabama's insurance industry
- Our members gain exclusive access to premier insurance markets and services
- We offer award-winning educational programs for insurance professionals
- Our dedicated lobbying efforts protect independent agents' interests
- We provide technology-driven insurance solutions with proactive risk management
Services
Cyber Liability Insurance
Our Cyber Liability Insurance through Coalition provides technology-driven protection with automated risk assessment and ongoing monitoring. Policies include threat intelligence, security alerts, and dedicated claims support. Limits up to $15M are available for businesses generating less than $1B in revenue.
Personal Umbrella Policies
RLI Personal Umbrella Policies offer up to $5 million in liability protection beyond standard homeowners and auto insurance. No underlying carrier requirements with flexible underwriting criteria and competitive commission rates for agents.
Flood Insurance Program
Through our partnership with Selective Insurance, we provide access to the National Flood Insurance Program (NFIP) with competitive commissions. Our program keeps members updated on FEMA regulations and flood risk management practices.
Home Business Insurance
RLI's At Home Business Insurance protects small business owners with liability coverage up to $1 million and business property protection up to $100,000. Ideal for home-based businesses facing unique risks not covered by standard homeowners policies.
Commercial Insurance Packages
We offer comprehensive commercial insurance solutions including commercial auto, package policies, and community bank packages. Our Big I Markets platform provides access to multiple carriers with no volume commitments for member agencies.
Questions
What services do you offer to independent insurance agents?
We provide exclusive market access through Big I Markets, educational programs, advocacy services, and specialized insurance products like cyber liability and personal umbrella policies.
How can I become a member of AIIA?
Any independent insurance agency with appointments from at least two property/casualty or life/health companies can join by contacting our membership department.
Do you offer continuing education for insurance professionals?
Yes, our award-winning Education Department offers in-person courses and webinars for all insurance professionals across Alabama.
What advocacy services do you provide for members?
We maintain dedicated lobbyist representation during Alabama legislative sessions and participate in national advocacy through IIABA's legislative conferences.
What insurance markets are accessible through your organization?
Our members access top-tier markets via Big I Markets including Coalition Cyber Insurance, RLI Personal Umbrella, and Selective Flood Program.
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