Keep your rewards credit card top of wallet for a chance to win $5,000 to offset your monthly credit card purchases. We are excited to inform you that online loan applications, including home loans, are now available! Applying for all types of personal loans or a home loan online has become more convenient, fast, and easy!
Give us a call we can help get you started over the phone. We understand that our members are going through hardships at the moment and we are ready to help. If you're a millennial looking to buy a house, here are tips to help make your dream of homeownership a reality.
Give us a call we can help get you started over the phone. We understand that our members are going through hardships at the moment and we are ready to help. If you're a millennial looking to buy a house, here are tips to help make your dream of homeownership a reality.
Services
Our Story
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Vocality Community Credit Union was founded 40 years ago by residents of Humboldt County that wanted more personal, inclusive, and community-focused financial services than traditional banks offered.
That visionary spirit has never waned - we've been outside-the-box- thinkers and innovators, listen carefully to what our members need and then create products and services for them, and over the years, our culture of caring and personalized service has become synonymous with who we are.
That visionary spirit has never waned - we've been outside-the-box- thinkers and innovators, listen carefully to what our members need and then create products and services for them, and over the years, our culture of caring and personalized service has become synonymous with who we are.
Join
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In order to be eligible for VCCU membership, you must live, work or worship within a geographic area as explained in our Field of Membership. You may also be eligible if you have a close family member who is a member. The credit union requires that you make an initial $26.00 deposit into your savings account.
Credit Cards
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Keep your rewards credit card top of wallet for a chance to win $5,000 to offset your monthly credit card purchases. Five participating eligible cardholders will be selected each month to win the prize. That's a total of 20 winners! Use it four times every week, and you'll increase your chances of winning.
Letter to Members
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Several of you have reached out to us about the recent changes. We agree with your comments about our local economy and the struggles our area is experiencing. These economic factors are a part of our decision to increase the service area of the credit union.
Our apologies for the length of the response letter, as each of the points seemed important to share and we believe the following information will help you to better understand how governance and business decisions are made at your credit union and credit unions in general.We definitely could have done a much better job in timing and processing of our initial communication to share the changes with you!
Our apologies for the length of the response letter, as each of the points seemed important to share and we believe the following information will help you to better understand how governance and business decisions are made at your credit union and credit unions in general.We definitely could have done a much better job in timing and processing of our initial communication to share the changes with you!
Calculators
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Results should be discussed with a qualified professional before any product purchases or loan commitments are made. This calculator will show you how much you can save if you make half of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you are making one extra mortgage payment per year!
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