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Expert Debt Collection Legal Services
Saldutti Law Group Law Group is a boutique creditors' rights and debt collection firm with a proven track record of successful recovery for clients. We combine personalized service with advanced technology to deliver efficient debt recovery solutions across New Jersey and Pennsylvania. Our practice areas include creditors' rights, banking law, loan workouts, lease recoveries, real estate debt foreclosure, bankruptcy litigation, and commercial collections. Operating since 2025, we maintain strict compliance with federal consumer protection regulations while providing cost-effective, responsive legal counsel.

Our team's expertise in complex debt recovery scenariosincluding dormant accounts and six-year-old debtshas established us as a trusted partner for financial institutions, leasing companies, and commercial enterprises. Committed to ethical practices, we adhere to the highest professional standards while offering tailored strategies that align with clients' unique business needs.
Services
Debt Collection Commercial Litigation Foreclosure Proceedings Bankruptcy Representation Loan Workouts Lease Recovery Judgment Enforcement Asset Investigation Creditors Rights Protection SBA Loan Default
Highlights and features
  • Specialize in creditors' rights with 20+ years of debt recovery experience
  • Personalized service combined with cutting-edge legal technology
  • Maintain strict compliance with Fair Debt Collection Practices Act
  • Offer comprehensive services from demand letters to post-judgment enforcement
  • Proven success recovering difficult debts including 6-year-old accounts
Services
Legal Debt Collection
Our legal debt collection services protect creditors' rights through strategic litigation and negotiation. We specialize in recovering commercial debts while maintaining compliance with federal regulations. Our team employs advanced investigative techniques for asset tracking and enforcement of judgments across multiple states.
Commercial Litigation
We represent creditors in complex commercial litigation cases involving breach of contract, loan defaults, and business disputes. Our attorneys develop tailored strategies for enforcing security interests and recovering outstanding balances through court proceedings.
Bankruptcy Representation
Our bankruptcy specialists protect creditors' interests in Chapter 7, 11, and 13 cases. We challenge dischargeable debts, pursue preference litigation, and enforce rights through adversary proceedings while maximizing recovery potential.
Loan Workouts
We negotiate loan modifications and restructuring agreements for financial institutions facing defaults. Our approach balances legal compliance with practical solutions to resolve distressed loans while protecting creditors' interests.
Foreclosure Proceedings
Our foreclosure services include judicial and non-judicial proceedings for residential and commercial properties. We handle title disputes, eviction processes, and post-foreclosure enforcement while maintaining full regulatory compliance.
People
Robert L. Saldutti
Principal
Principal attorney with extensive experience representing national creditors in complex debt recovery cases across multiple industries.
Thomas B. OConnell
Partner
Debt collection attorney with background in Spanish and Psychology, providing comprehensive legal solutions for creditor rights.
Andrew P. Chigounis
Partner
Business transactional law and commercial litigation specialist with experience representing mid-sized and large-scale businesses.
Rebecca K. McDowell
Associate
Bankruptcy and creditor law practitioner with expertise in Chapters 7, 11, and 13 cases across consumer and business contexts.
Brian J. Schaffer
Associate
Bankruptcy and commercial litigation specialist with multi-state court experience in complex legal debt recovery cases.
Questions
What services does Saldutti Law Group Law Group Law Group offer?
We provide creditors' rights protection, debt collection, commercial litigation, loan workouts, bankruptcy representation, and forensic investigations.
What areas do you serve?
We operate in New Jersey, Pennsylvania, NY Metro, and Pittsburgh with multiple office locations.
Are your services compliant with debt collection laws?
Yes, we maintain strict compliance with Federal consumer protection regulations and state laws.
How do you handle complex debt recovery cases?
We combine legal expertise with technology to recover difficult debts, including dormant accounts up to six years old.
What sets you apart from other debt collection firms?
Our attorneys combine creditors' rights expertise with personalized service and proven recovery success rates.
Can you help with SBA loan defaults?
Yes, we specialize in SBA loan default cases and provide comprehensive representation for financial institutions.
Reviews (7)
Olivia L.
May 15, 2021 Report
Positive:Professionalism,Responsiveness
Bob and his staff are top-notch professionals. They continually go above and beyond for their clients. Highly recommend.
John D.
Dec 16, 2020 Report
Positive:Professionalism,Quality,Responsiveness,Value
Bob and his staff were exceptional in handling our accounts. Appreciated the first class service and personal attention. We will be calling him for our future AR needs.
J. E.
Oct 05, 2020 Report
Positive:Professionalism,Quality,Responsiveness,Value
Extremely happy with this organization. They proved to be extremely professional, personable, and thorough. I will be using them again in the future.
Dawn Speth
Sep 22, 2020 Report
I HAVE NOTE HAD ATTORNEY CALL BACK, JOHN FROM THIS OFFICE RATHER DISPUTE THINGS THEN SOLVE MATTERS FOR THEIR CLIENTS THEY COLLECT FOR. THEN BETTER BUSINESS REPORTS....clearly a scam. According to the BBB, complaints about scam debt collectors grew 18% over the past 12 months. The complaints typically involve consumers claiming that someone is contacting them over a loan they never took out. Instead of lumping the scam collection complaints together with complaints about legitimate collectors like Saldutti, LLC, the BBB urged consumers to learn how to identify a scammer vs. a real ARM company.
RVing Montanez Way
Jul 22, 2020 Report
This law office is the worst saldutti is the rudest person I have ever talked to on the phone. I was paying some payments over the phone and I didnt remember how much I owed m, so I kindly ask him. His response was the rudest ever. He said ((Im not You bill tracker you should keep track of all your bills and records I dont have time for this excuses Bla Bla Bla Bla and much more )) then he said well you owe us $600. Well I did exactly what he told me to do I did search my records and found that I only owed them $300. what a liar what people will do and try hard
Lauren D.
Jul 17, 2020 Report
Positive:Professionalism,Responsiveness
Saldutti Law Group is excellent. I've worked with the firm on many occasions and have nothing but wonderful things to say. The staff is incredibly dedicated and hard-working and the attorneys always go above and beyond. The firm is efficient, professional, and very timely.
Dave Lam
Jun 16, 2020 Report
Positive:Professionalism,Quality,Responsiveness,Value
Very professional law firm. Staff is friendly, responsive, and courteous. Highly recommend.