Energy Capital Credit Union, or ECCU for short, is a Not-For-Profit Organization offering a full-suite of financial products. At ECCU, our main purpose is to provide our members with the tools they need to realize their dreams. Whether you are hoping to save money, buy a home, or purchase your first car, we want to help you grow to accomplish your goal.
In 1934, a small group of Humble Oil Employees came together to form what would become Energy Capital Credit Union. At the time, loan sharks were the main source of financing, and our founders decided to lend to each other to help free one another from the harsh lending practices. You are a member-owner, so you get to vote and have a say in how the credit union functions.
In 1934, a small group of Humble Oil Employees came together to form what would become Energy Capital Credit Union. At the time, loan sharks were the main source of financing, and our founders decided to lend to each other to help free one another from the harsh lending practices. You are a member-owner, so you get to vote and have a say in how the credit union functions.
Services
Branch Locations
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Credit union rules and regulation apply. Other fees such as non-sufficient funds, overdraft, continuous overdraft fees, etc. may apply. See the Fee Schedule for more details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift is provided at time of account opening. We reserve the right to substitute a gift of similar value.
Auto • Home • Life
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Shopping for insurance is complicated and time consuming. Take the hassle out of finding great insurance at a good price by letting Energy Capital Insurance customize coverage to your needs. Energy Capital Insurance makes your life easier by finding the best quotes for you-- giving you time to do what you want.
Savings Accounts
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Energy Capital Credit Union Savings Accounts are safe and secure way to save your money! Whether you need an account to save for a vacation, doctor appointments, or college, we have an account to help you accomplish your money saving goals. NCUA: Your deposits are federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government agency.
Certificate Accounts
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Lock in higher savings rates with an Energy Capital Credit Union Certificate Account. With competitive rates and terms from 90 days to 60 months, we can help you grow your funds without the fear of loss. Use the CD calculator to find out how much interest you can earn. Rates are subject to change. APY is accurate as of the last dividend declaration date.
Credit Cards
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Find out which card will save you the most money and give you the best return on your purchases. Whether you need a card that offers cash back rewards, a low rate on balance transfers or double and triple the incentives, you are covered. Plus, get rewarded for the things you do the most with 2x or 3x the cash back rewards on gas, groceries and restaurant purchases.
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