Business Details
41 Years
experience
Your Trusted Insurance Partner in Wilmington, IL
Founded in 1985, Eaton & Schultz Insurance has built a legacy of personalized service rooted in our core belief that insurance should be about relationships, not policies. With over 50 years of combined experience, owners Dave Eaton and Dan Schultz lead our team in providing tailored insurance solutions across Illinois, Indiana, Missouri, and Florida. As a Trusted Choice agency, we prioritize client needs by offering access to multiple top-rated carriers, competitive pricing, and transparent service. Our commitment to local communities and family-oriented values ensures clients receive honest advice, comprehensive coverage options, and dedicated support for lifes most important investments. 
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Renters Insurance
Umbrella Insurance
Flood Insurance
Recreational Vehicle Insurance
Details
- Year established: 1985
Highlights and features
- Trusted Choice independent agency with access to top-rated carriers
- Customized insurance quotes for auto, home, life, and business needs
- Local expertise serving Illinois, Indiana, Missouri, and Florida since 1985
- Personalized service prioritizing client needs over policy numbers
- 50+ years combined experience guiding families and businesses
Associations and certifications
- Trusted Choice
What people say
Fantastic family oriented business
Timely insurance needs
Honest insurance agent
Services
Life Insurance
We offer term, whole, and universal life insurance policies to protect families and financial futures. Our solutions provide death benefits for income replacement, mortgage protection, and estate planning. With flexible terms and conversion options, we help clients secure peace of mind through personalized coverage.
Auto Insurance
Our auto insurance protects vehicles against accidents, theft, and natural disasters. Coverage includes liability, collision, comprehensive, and uninsured motorist protection. We provide competitive rates for standard vehicles, motorcycles, ATVs, and specialty vehicles while ensuring clear policy explanations.
Home Insurance
We offer homeowners and renters insurance covering structural damage, personal property loss, and liability claims. Policies protect against fire, theft, and natural disasters with options for flood insurance, valuable articles floaters, and umbrella policies to enhance coverage limits.
Business Insurance
Our business insurance solutions include commercial auto, property, liability, and workers' compensation policies. We serve small to mid-sized businesses with customizable packages that protect assets, manage risk, and provide umbrella coverage for additional liability protection.
Umbrella Insurance
Umbrella policies provide additional liability coverage beyond standard home, auto, or business insurance. Available in $1 million increments, these policies protect against catastrophic claims that exceed underlying policy limits, offering critical financial security for individuals and businesses.
People
Dave Eaton
Owner
With decades of insurance experience, Dave Eaton co-founded the agency to provide honest, community-focused insurance solutions. He specializes in personalized risk management strategies for families and businesses.
Dan Schultz
Owner
Dan Schultz brings extensive industry expertise to his role as co-owner. He focuses on building long-term client relationships and ensuring comprehensive coverage solutions that adapt to evolving life and business needs.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, renters, flood, umbrella, and recreational vehicle insurance for individuals and businesses across four states.
Are you a local agency?
Yes, we're based in Wilmington, IL, and serve clients throughout Illinois, Indiana, Missouri, and Florida with personalized insurance solutions.
Can I get a free quote?
Absolutely! We offer free, no-obligation quotes for all our insurance products through our website or by contacting our office directly.
Do you offer 24/7 claims support?
While our office hours are Monday-Friday, we provide emergency claim assistance through our partner carriers' 24-hour reporting systems.
What makes you different from other agencies?
As a Trusted Choice® agency, we combine local expertise with access to multiple carriers, ensuring unbiased recommendations focused on your specific needs.
Reviews (4)
Darryl Magolan
Nov 11, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
I had major damage to my truck ,my house and the fence blew down. They immediately were on it and took care of everything total relief. Very Responsive and Professional!!!
I had major damage to my truck ,my house and the fence blew down. They immediately were on it and took care of everything total relief. Very Responsive and Professional!!!
Christopher Friedsam
Nov 06, 2020
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Patti, Tami and crew are very good at there jobs. Insurance is a hard thing to ensure that you get all coverages that are needed, they go the extra mile to ensure all your bases are covered. Also they are responsive within a very reasonable time frame, and if they cant get it done rite away, its because they want to make sure that they are not leaving any stone unturned for our benefit.
Paula Lockwood
Sep 04, 2019
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Heard about them I was
Looking for a new company for all my needs (insurance) great people. So happy
Looking for a new company for all my needs (insurance) great people. So happy
Robert LaGrange
Nov 07, 2017
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I just changed to Insurance at Eaton & Schultz Insurance last year and a month later I had a major claim. The entire house was quickly and completely rebuilt. I couldn't be any happier with the professionalism and promptness in handling my claim.
