Business Details
50+ Years
experience
Emergency
services
Your Trusted Financial Partner in Tomah
Tomah Area Credit Union has been dedicated to providing exceptional financial services to its members since 1939. Our mission focuses on delivering personalized solutions tailored to meet the diverse needs of our community. With a commitment to excellence, we offer a comprehensive range of products including checking and savings accounts, loans, and investment opportunities. Our experienced team prioritizes member satisfaction, ensuring transparent communication and reliable support. We continuously strive to innovate while maintaining the trust and loyalty of our members.Our vision is to become the primary financial institution for all eligible members within our field of membership. Through community engagement and educational initiatives, we aim to empower financial well-being. Our operations are guided by principles of integrity, accountability, and ethical conduct. We maintain rigorous compliance with regulatory standards while fostering a culture of continuous improvement. This enduring commitment positions us to serve our members effectively for generations to come.
Services
Checking Accounts
Savings Accounts
Vehicle Loans
Mortgage Services
Credit Cards
Personal Loans
Share Certificates
Online Banking
Youth Programs
Home Equity Loans
Details
- Year established: 1939
Highlights and features
- We offer 24/7 member access with competitive interest rates.
- Our local decision-making ensures personalized service and faster approvals.
- We provide comprehensive financial education resources for all ages.
- Our community commitment includes youth programs and scholarship opportunities.
- We maintain transparent fee structures with no hidden charges.
Associations and certifications
- NCUA
Services
Home Equity Line
Access flexible home equity financing with a 12-month introductory rate of 3.99% APR. No closing costs apply for qualified applicants maintaining 80% loan-to-value ratio. Funds can be used for home improvements, debt consolidation, or major purchases while maintaining competitive variable rates after the introductory period.
Vehicle Loans
Competitive financing options for new and used vehicles including cars, motorcycles, and boats. Terms available from 12 to 72 months with rates starting at 4.99% APR. Qualified borrowers may receive 100% financing with no down payment requirements for eligible purchases.
Share Certificates
Secure savings options with fixed terms from 3 months to 5 years. Special 7-month certificates offer 4.25% APY with $100 minimum deposit. Early withdrawal penalties apply, with dividend rates increasing for longer-term commitments.
Checking Accounts
Two no-minimum checking options featuring free Visa debit cards and mobile banking. Advantage Checking earns interest on balances over $500. Both accounts include free online bill pay and 24/7 phone banking access with no monthly maintenance fees when requirements are met.
Youth Programs
Age-specific financial education programs for children newborn through 14 years. Features include birth weight bonus deposits, educational materials, and incentive programs with prizes for regular savers. Accounts include birthday cards and age-appropriate financial literacy resources.
People
Paul Wiese
Chairman
Paul Wiese leads the board with over 20 years of credit union governance experience. He oversees strategic planning and ensures adherence to cooperative principles while maintaining community focus.
John Froelich
Vice-Chairman
John Froelich supports organizational development with extensive background in financial services. He focuses on operational efficiency improvements and member service enhancements through policy development.
Questions
What membership requirements exist for joining TACU?
Membership requires a $25 minimum deposit and eligibility through local community criteria. We serve residents of Monroe County and surrounding areas.
How can I access banking services after hours?
Use our 24/7 phone line at 1-800-235-9207 or mobile banking app for account access anytime. Emergency card assistance is available through dedicated hotlines.
What loan options are available for first-time buyers?
We offer vehicle loans with competitive rates starting at 4.99% APR and mortgages with down payment assistance programs for qualified applicants.
Do you offer online account management tools?
Yes, our online banking platform includes bill pay, mobile deposit, account alerts, and budgeting tools accessible through desktop or mobile devices.
What youth financial education programs do you provide?
Our age-specific programs include birth weight bonus accounts, coloring contests, and educational materials promoting early financial literacy.
Reviews (5)
Becky West
Sep 18, 2021
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Awesome place to bank at. I have not had anyone that wasn't willing to help me if I had any questions. I would recommend TACU to anyone that would like a friendly staff to work with.
April Seering
Jul 13, 2021
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BANK ANYWHERE ELSE!
Repeated disappointments, unwillingness, and inability to assist. I have not had ONE SINGLE positive experience the entire time I have had an account with TACU. They are ridiculous and go out of their way to inconvenience you out of YOUR money. Find a duct taped cardboard box on the side of the road and put your money in that. You would have access to your money and it would be a heck of a lot more pleasant than any of the workers here!
Repeated disappointments, unwillingness, and inability to assist. I have not had ONE SINGLE positive experience the entire time I have had an account with TACU. They are ridiculous and go out of their way to inconvenience you out of YOUR money. Find a duct taped cardboard box on the side of the road and put your money in that. You would have access to your money and it would be a heck of a lot more pleasant than any of the workers here!
Adam Leibouvitz
May 11, 2021
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Do not bank here if you want to use your debit card. That will not allow it. I will be finding another bank asap.
Jeffrey Whiskin
Dec 25, 2019
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The Tomah Area Credit Union has been amazing for my wife and I. The friendly professional nature that they work with makes you feel comfortable through all your banking needs! I would highly recommend them to anyone looking for banking needs!
Mollie Shoyer
Sep 10, 2019
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Have never had a bad experience here! My husband and I recently moved to Tomah and were able to easily set up our accounts and have all questions answered. The staff are very friendly and are always willing to help, even when we show up close to close after work!