Everyone who lives or works in the Florida Keys, has an immediate family member who lives or works in the Florida Keys, or is part of our local military community, CAN JOIN! Once you are a member, you can remain a member for life, regardless of whether you still live or work in the Keys. Join today and reap the benefits of membership for a lifetime!
You can open your membership at one of our convenient branches in Key West, Stock Island, Big Pine, Marathon, or Tavernier. Download or view our new member eligibility and ID verification check list for what to bring to a branch to open a personal or business account.
You can open your membership at one of our convenient branches in Key West, Stock Island, Big Pine, Marathon, or Tavernier. Download or view our new member eligibility and ID verification check list for what to bring to a branch to open a personal or business account.
Services
Keys Totally FREE CASH BACK Checking
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A Keys Totally FREE CASH BACK Checking account is your best choice for free and convenient banking. You can start earning CASH BACK Rewards immediately when you take your Keys Debit MasterCard home from account opening. Plus, you'll save even more time and money with free and convenient services like mobile banking, notary service, and electronic funds transfers to people and other banks, included with your account!
Canes, Conch, Dolphin Pride CASH BACK Checking
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Earn CASH for you and your school with a Canes, Conch or Dolphin Pride FREE CASH BACK Checking account! Keys FCU's School Pride Accounts are perfect for students (14 and older), parents, teachers, alumni and staff who want to show their school spirit!
No matter where life takes you, enjoy worldwide access to your account with Mobile Banking and Mobile Check Deposit, no minimum balance or maintenance fees, contactless payments in your mobile wallet, and real-time transactions.Best of all, you'll start earning CASH BACK Rewards for you and your high school with your Canes, Conch, or Dolphin Pride Debit MasterCard the day you open your account.
No matter where life takes you, enjoy worldwide access to your account with Mobile Banking and Mobile Check Deposit, no minimum balance or maintenance fees, contactless payments in your mobile wallet, and real-time transactions.Best of all, you'll start earning CASH BACK Rewards for you and your high school with your Canes, Conch, or Dolphin Pride Debit MasterCard the day you open your account.
Keys Business Checking
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No monthly maintenance fee if perform at least 15 debit card purchases, and have eStatements and eReceipts. Keys Card Manager: A FREE mobile app that lets you manage your Keys debit and credit cards from your smart phone. Keys EZPay: transfer funds to and from other accounts, people and financial institutions online.
Money Market with Super Saver Rewards
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A Keys Money Market account has many of the same awesome services included with a Keys Totally FREE CASH BACK Checking Account but with a limited number of monthly withdrawals and the ability to earn dividends and Super Saver Rewards! Link your Keys Debit MasterCard from your checking account to your Money Market Account for FREE ATM use at all Keys Federal Credit Union ATMs and more than 1,000 Presto!
Personal, Debt Consolidation & Credit Builder
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Personal loans work for everything; debt consolidation, boat engines, vacations, weddings, home improvements and more. Our local lending team will work quickly to create an affordable financial solution for whatever you need! A Share Secured Loan is a loan borrowed from funds you have on deposit at the credit union.
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