Business Details
15 Years
experience
Your Trusted Partner for Comprehensive Financial Solutions
Lighthouse Wealth Management is an independent, fee-only investment advisory firm dedicated to helping clients navigate financial challenges with integrity and expertise. Founded in 2011, we prioritize the fiduciary standard, ensuring client interests always come first. Our team of certified professionals, including Certified Public Accountants and CERTIFIED FINANCIAL PLANNERS, offers personalized guidance in investment management, retirement planning, tax preparation, and comprehensive financial strategy. We serve individuals with $250,000+ in investable assets, as well as foundations and trusts, emphasizing long-term relationships and accessible, commission-free advice.Our conservative, diversified investment approach utilizes no-load mutual funds, ETFs, and individual securities, tailored to each client's goals and risk tolerance. We maintain transparency through fee-only compensation, aligning our success with client outcomes. Committed to community impact, we donate 10% of profits to local and global charities. Our Ashland, Ohio-based team provides unlimited access to advisors, fostering trust through direct communication and personalized service. With decades of combined experience, we deliver reliable financial stewardship grounded in education and ethical standards.
Services
Investment Management
Retirement Planning
Tax Planning
Financial Guidance
401(k) Rollovers
Details
- Year established: 2011
Highlights and features
- We operate under the fiduciary standard, always putting your interests first.
- Our fee-only structure eliminates conflicts of interest and commission-driven advice.
- Four experienced advisors with CPA and CFP certifications serve diverse financial needs.
- We offer personalized investment strategies using diversified, low-cost solutions.
- Unlimited access to advisors ensures responsive, transparent client communication.
Associations and certifications
- Certified Public Accountant (CPA)
- CERTIFIED FINANCIAL PLANNER (CFP)
Services
Investment Management
Our investment management service creates customized portfolios using diversified no-load mutual funds, ETFs, and individual securities. Advisors assess risk tolerance and financial goals to build long-term strategies focused on capital preservation and growth. We monitor market conditions and adjust allocations to maintain alignment with client objectives while minimizing unnecessary fees and commissions.
Retirement Planning
We develop comprehensive retirement strategies including 401(k) rollovers, IRA conversions, and income distribution planning. Our team analyzes current assets, projected needs, and tax implications to create sustainable withdrawal plans. We emphasize Social Security optimization and estate planning coordination to ensure financial security throughout retirement years.
Tax Planning
Certified Public Accountants provide year-round tax planning and preparation services tailored to investment clients. We implement strategies to minimize tax liabilities through tax-loss harvesting, charitable giving, and retirement account management. Our integrated approach coordinates tax planning with overall investment strategies to maximize after-tax returns.
Financial Guidance
We offer holistic financial guidance addressing life-changing events like job transitions, inheritances, and family planning. Advisors provide cash flow analysis, debt management, and insurance reviews to create comprehensive wealth plans. Our educational approach empowers clients to make informed decisions about college funding, estate planning, and generational wealth transfer.
401(k) Rollovers
Specialized rollover services help clients transition workplace retirement plans to personalized investment portfolios. We analyze existing 401(k) options, evaluate tax implications, and implement low-cost alternatives. Our process ensures seamless transfers while maintaining fiduciary compliance and optimizing long-term growth potential through diversified fund selections.
People
Tim Rowsey
Founder and CEO
Certified Public Accountant with 35+ years in finance. Ashland University graduate (1981) and Investment Advisor Representative since 1997. Serves on multiple community boards including Hospice of North Central Ohio and Ashland County Historical Society.
Aaron Rowsey
Vice President
Investment Advisor Representative since 2018 with 7+ years financial services experience. Franklin University graduate (2012) and Leadership Ashland alumni. Focuses on investment research and tax preparation.
Greg Emmons
President
CERTIFIED FINANCIAL PLANNER with 13+ years industry experience. Ashland University graduate (2007) and Leadership Ashland alumni. Holds Series 7 & 66 licenses and life/health insurance certifications.
Chris Bevington
Investment Advisor Representative
CPA, MTAX, and CFP with 25+ years experience. Holds degrees from North Central Technical College, Ashland University, and University of Akron. Shareholder since 2020 and United Way board member.
Katie Brown
Office Manager
Client-focused administrator with church, legal, and manufacturing office management experience. Mount Vernon Nazarene University graduate. Oversees office operations and serves as Ashland County Honor Bus treasurer.
Questions
What services does Lighthouse Wealth Management offer?
We provide investment management, retirement planning, tax preparation, 401(k) rollovers, and comprehensive financial guidance for individuals and institutions.
Are you legally required to act in my best interest?
Yes, as Registered Investment Advisors, we operate under the fiduciary standard, legally obligated to prioritize client interests above all else.
How are your advisory fees structured?
We charge a percentage of assets under management with no commissions or performance-based fees, ensuring our success aligns with client outcomes.
What investment approach do you use?
We employ a conservative, diversified strategy using no-load mutual funds, ETFs, and individual securities tailored to each client's risk tolerance and goals.
