Business Details
Your Trusted Financial Planning Partner in Indianapolis
At Worley Erhart-Graves Financial Advisors-Graves Financial Advisors, we are committed to empowering clients with the knowledge and confidence to make informed financial decisions. As a woman-owned, fee-only firm, we operate as fiduciaries, prioritizing client interests without selling products or earning commissions. Our team of CERTIFIED FINANCIAL PLANNER practitioners and CPAs delivers tailored financial plans, investment strategies, and tax solutions, addressing the unique needs of women, young professionals, retirees, and those navigating life transitions.With decades of combined experience, we emphasize empathy, intellectual rigor, and long-term partnerships to help clients achieve financial security. Our community involvement reflects our dedication to supporting local initiatives that align with our values of empowerment and inclusivity.
Services
Financial Planning
Investment Management
Tax Services
Highlights and features
- We act as fiduciaries, always prioritizing client interests above commissions.
- Our team includes CFP professionals and CPAs with decades of combined experience.
- We offer holistic financial solutions tailored to women and life-stage transitions.
- Transparent fee-only structure with no product sales or hidden costs.
- Community-focused firm sponsoring local initiatives supporting women and families.
Associations and certifications
- CFP
- CPA
- CIMA
- AAMS
- CDFA
Services
Financial Planning
We create personalized financial plans addressing retirement goals, education funding, and life transitions. Our CFP professionals analyze cash flow, risk management, and estate planning to build roadmaps for long-term security. Clients receive ongoing guidance to adapt strategies as life circumstances evolve.
Investment Management
Our investment team develops customized portfolios using modern portfolio theory and risk-appropriate allocations. We monitor markets daily, rebalance holdings, and provide performance reporting to keep clients informed. Services include tax-loss harvesting and retirement income strategies for sustained wealth growth.
Tax Services
Through our affiliate Smitson Erhart-Graves Tax Advisors, LLC, we offer tax preparation and planning services. CPAs specialize in minimizing liabilities through strategic deductions, retirement account contributions, and year-round tax efficiency planning for individuals and small businesses.
People
Juli Erhart-Graves
President and CERTIFIED FINANCIAL PLANNER Practitioner
Juli Erhart-Graves leads with 25+ years of experience in financial planning, specializing in women's wealth management and retirement strategies. She holds the CFP and CDFA designations.
Margaret Gooley
Vice President and CERTIFIED FINANCIAL PLANNER Practitioner
Margaret Gooley brings expertise in investment management and intergenerational wealth transfer, serving clients with a focus on Mid-Career Professionals and retirees.
Shane Fagan
Portfolio Manager
Shane Fagan manages portfolios with CIMA and AAMS certifications, applying advanced analytics to optimize risk-adjusted returns for client investment accounts.
Pamela Smitson
CERTIFIED PUBLIC ACCOUNTANT
Pamela Smitson oversees tax services with CPA and CGMA credentials, specializing in complex tax situations and strategic year-round tax planning solutions.
Questions
What services do you offer?
We provide financial planning, investment management, and tax services through our affiliate firm Smitson Erhart-Graves Tax Advisors, LLC.
Are you fiduciaries?
Yes, all our CFP professionals are fiduciaries legally obligated to act in your best interest at all times.
Do you work with clients outside Indianapolis?
While based in Indianapolis, we serve clients nationwide through virtual consultations and digital planning tools.
How do you charge for services?
We operate on a transparent fee-only structure with no commissions, ensuring unbiased advice aligned with client needs.
What makes your firm unique?
Our focus on women's financial empowerment, combined with our team's CFP, CPA, and investment specialist credentials, creates holistic solutions.
Reviews (1)
Craig Hoffman
Dec 04, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Worked with Margaret to get our lives together before our first child is born. She covered all the subjects from estate planning, insurance, and retirement. She listened to our desires and ideas and worked then into a comprehensive plan for our future.
Worked with Margaret to get our lives together before our first child is born. She covered all the subjects from estate planning, insurance, and retirement. She listened to our desires and ideas and worked then into a comprehensive plan for our future.
