Business Details
Your Trusted Community Bank in Huntsville, TX
Established in 1890, First National Bank of Huntsville has served the financial needs of our community for over 130 years. Our legacy began with the Gibbs family's mercantile business in 1841, evolving into a trusted institution that introduced Huntsville's first ATM in 1981 and Texas' first branch banking facility. We maintain our commitment to innovation while preserving the personal touch that defines community banking. With $300M+ in assets and multiple branch locations, we offer comprehensive services including personal and business banking, mortgage solutions, and commercial lending.Our team combines deep local knowledge with modern financial expertise to serve individuals and businesses across Walker County and beyond. Recognized as Reader's Choice Best Bank 2025, we remain dedicated to the communities we serve through personalized service and financial education initiatives. Our history of firsts continues with digital innovations like Score Checking with cash-back rewards and mobile banking tools that empower customers to manage their finances securely.
Services
Personal Checking
Savings Accounts
IRAs
Home Loans
Refinance
Business Checking
Commercial Loans
Mortgage Services
Financial Calculators
Highlights and features
- Locally owned community bank since 1890
- Awarded Reader's Choice Best Bank 2025
- Offers innovative Score Checking with cash-back rewards
- Multiple convenient locations across Texas
- Combines personal service with digital banking innovations
Associations and certifications
- FDIC
What people say
Awarded Best Bank 2025
Excellent customer service
Locally owned heritage
Innovative financial products
Multiple convenient locations
Services
Personal Checking
Our personal checking accounts offer convenient access to your funds with options for every lifestyle. Features include mobile banking, debit cards with purchase protection, and overdraft protection. We provide free online bill pay and nationwide ATM access to help you manage your finances efficiently.
Mortgage Services
We offer comprehensive mortgage solutions including purchase loans, refinancing, and construction financing. Our local loan officers provide personalized guidance through every step of the home buying process. Competitive rates and flexible terms help make homeownership accessible for our community members.
Business Checking
Designed for businesses of all sizes, our business checking accounts include features like free online banking, merchant services, and business credit cards. We offer specialized lending products and cash management solutions to support local entrepreneurs and established companies alike.
Financial Calculators
Our online financial calculators help customers make informed decisions about savings, loans, and investments. Tools include mortgage payment calculators, savings growth estimators, and loan amortization planners. These resources empower users to achieve their financial goals through better planning.
Score Checking
Earn up to 1% cash back on everyday purchases with our Score Checking account. This innovative product combines the convenience of a checking account with rewards through the Bazing mobile app. No minimum balance requirements and free access to thousands of ATMs nationwide.
Questions
What types of personal banking services do you offer?
We offer checking accounts, savings accounts, IRAs, CDs, and personal loans with competitive rates and digital banking tools.
How can I apply for a mortgage loan?
Visit our website to start an online application or contact our mortgage department at any branch location to speak with a loan officer.
What are your business hours?
Our main location is open Monday-Friday 9:00 AM - 3:00 PM. Other branches have similar weekday hours - check our website for specific locations.
Do you offer online and mobile banking?
Yes, we provide secure online banking with mobile app access for account management, bill pay, and mobile check deposit features.
What makes you different from other banks?
We're Huntsville's only locally owned community bank with 130+ years of service, combining personal attention with modern financial solutions.
Reviews (1)
J. C.
Apr 01, 2021
Report
They are very friendly and helpful but when I tried to move one of my accounts here to bank locally they could never get the online system to work then charged me a fee every month for not having access to the online portal which they were never able to give me access to. I went in and they tried multiple times but could never get it to work. I moved that account back to chase.
