Business Details
50+ Years
experience
Your Trusted Insurance Partner in Greater Cincinnati
Founded in 1966 by Charles Edward Lovins, our agency has built a legacy of trust and personalized service in the insurance industry. We transitioned from Tri-County Insurance to C. Edward Lovins Insurance Agency Inc. before becoming the Lovins Insurance recognized today. Our team of experienced professionals has served the Greater Cincinnati area for decades, prioritizing client needs through transparent communication and tailored insurance solutions. We specialize in both personal and commercial coverage, working with multiple carriers to ensure competitive pricing and comprehensive protection.Our commitment to ongoing education and industry expertise allows us to adapt to evolving client needs while maintaining the values established by our founder. We pride ourselves on delivering honest advice, avoiding pushy sales tactics, and providing direct access to knowledgeable local representatives. With a focus on long-term relationships, we ensure clients receive individual attention during policy selection, renewal, and claims processes. Our dedication to exceeding expectations has earned us the trust of generations of policyholders in Milford and surrounding communities.
Services
Homeowners Insurance
Auto Insurance
Commercial Liability
Umbrella Policies
Business Property Insurance
Details
- Year established: 1966
Highlights and features
- We work with multiple carriers to find your best coverage-price combination
- Our team provides direct, personalized service without automated phone systems
- We prioritize transparent communication and honest insurance guidance
- Our staff maintains ongoing industry education for current expertise
- We offer local market knowledge with personalized policy recommendations
What people say
Individual attention
Transparent communication
Trustworthy guidance
Exceeding expectations
Local expertise
Services
Homeowners Insurance
We provide comprehensive homeowners insurance protecting against property damage, liability claims, and additional living expenses. Our policies cover structural elements, personal belongings, and offer customizable endorsements for specific risks. With access to multiple carriers, we help clients find optimal coverage at competitive rates while ensuring adequate protection for their primary residence.
Commercial Liability
Our commercial general liability policies protect businesses from third-party claims involving bodily injury, property damage, and advertising injuries. We tailor coverage to specific industries including contractors, retailers, and professional services. Policies include customizable limits and endorsements to address unique business risks while maintaining cost-effectiveness through competitive carrier comparisons.
Auto Insurance
We offer personal and commercial auto insurance covering vehicles against collision, comprehensive damage, and liability claims. Our specialists help clients determine appropriate coverage limits based on individual needs and state requirements. We provide options for standard vehicles, classic cars, and specialty equipment while ensuring competitive pricing through our carrier network.
Umbrella Policies
Our personal and commercial umbrella policies provide additional liability protection beyond primary policy limits. These cost-effective policies help protect assets against catastrophic claims from incidents like serious accidents or lawsuits. We assist clients in determining appropriate coverage amounts based on their specific risk exposure and financial situation.
Business Property Insurance
We offer property insurance for businesses covering buildings, equipment, inventory, and other physical assets. Policies protect against fire, theft, and natural disasters with customizable endorsements for specific industry needs. Our team helps businesses determine appropriate coverage amounts and risk mitigation strategies while working with multiple carriers to ensure competitive pricing.
People
Mark Brokamp
President
With over 40 years in insurance, Mark Brokamp leads Lovins Insurance as President. He joined in 1995 and became owner in 1996, maintaining the agency's founding values while adapting to industry changes. His expertise in policy analysis and client relationships ensures continued quality service.
Courtney McClure
Office Manager
Courtney McClure manages daily operations with problem-solving expertise. Daughter of Mark Brokamp, she brings multi-generational insurance experience to client and staff support. Her focus on efficient issue resolution maintains the agency's high service standards since joining full-time in 2007.
Jamie McClure
Vice President
Vice President Jamie McClure specializes in commercial insurance solutions. With sales expertise since 2015, he listens to client needs to develop tailored protection strategies. His background in business development strengthens relationships with both clients and carrier partners.
Lynn Durban
Vice President
Vice President Lynn Durban brings 45+ years of insurance experience to Lovins. Holding industry designations like AAI, she focuses on solving client insurance challenges with customized solutions. Her expertise in policy analysis benefits both personal and commercial clients since joining in 2010.
Christen Winter
Account Manager
Account Manager Christen Winter specializes in personal lines insurance. With experience since 2017, she builds client relationships through clear communication about coverage options. Her focus on understanding client needs ensures appropriate protection for homeowners and drivers.
Questions
What types of personal insurance do you offer?
We provide homeowners, auto, motorcycle, RV, umbrella, and specialty coverage for collectibles, boats, and high-value property.
How do you help businesses with insurance needs?
We offer commercial liability, property, auto, cyber liability, and workers' compensation policies tailored to industries like contracting, retail, and professional services.
Can you help compare insurance quotes?
Yes, as independent agents we access multiple carriers to find competitive pricing while maintaining appropriate coverage levels for your specific needs.
What happens if my policy premium increases significantly?
Your Account Manager will automatically review policies with $100+ increases to explore better options or cost-saving alternatives.
How do claims work with your agency?
We guide you through the claims process and connect you with your carrier's 24/7 emergency claims line for immediate assistance.
Do you offer online payment options?
Yes, most of our insurance carriers provide online payment portals for convenient policy management.
Reviews (4)
Brenda Wininger
Oct 24, 2021
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She is so knowledgeable in all aspects of the insurance world. She works hard for her customers and is a great insurance agent! I am so glad that she represents me.
Brian Gilligan
Oct 15, 2021
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Positive:Professionalism,Responsiveness
Always enjoy working with Renee Johnson. Renee is very helpful, responsive, and patient!
Always enjoy working with Renee Johnson. Renee is very helpful, responsive, and patient!
Nia Glover
Aug 31, 2021
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Positive:Professionalism,Responsiveness
I was referred through one of their current clients. Very impressed with the response time and professionalism. I would highly recommend!
I was referred through one of their current clients. Very impressed with the response time and professionalism. I would highly recommend!
Lane Byrum
Jul 27, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Lovins has treated our family right for years. Ruth Senters has been the most wonderful agent to have. So thankful she's helped us through moves and adding/subtracting of vehicles. Ruth - you are a rockstar!!!!!!!
Lovins has treated our family right for years. Ruth Senters has been the most wonderful agent to have. So thankful she's helped us through moves and adding/subtracting of vehicles. Ruth - you are a rockstar!!!!!!!
